Saving

How you save your money matters. Get strategies, tips and insights on how to help you save money. Learn more about CDs, online savings accounts, APYs and interest rates.

Saving Accounts Savings Strategies

Federal Funds Rate: What It Means for Your Savings

What is the fed funds rate?

Money Market Accounts vs. CDs: Which Is Right for You?

Understanding what each account can do for you can help you put together the right savings strategy.

No-Penalty CDs vs. Online Savings Accounts: What’s the Difference?

Both provide flexibility and a return on your savings, but there are key differences that will appeal to different needs.

What Is a No-Penalty CD and How Does It Work?

A no-penalty CD offers a simple way to earn interest on your savings with some added flexibility.

What Is a Recession and How Might It Affect You?

Recessions can paint a tough economic picture, but there are steps you could take to help you prepare for times of uncertainty.

What Is APY and How Is It Calculated?

APY is an important number to pay attention to when comparing savings accounts.

Checking vs. Savings Accounts: Understanding the Difference

Many people own both – a checking account for their daily money needs and a savings account for their near-term financial goals.

What Is a Rate Bump CD?

With a rate bump CD, you have the option to request a one-time rate increase for your CD during its term.

What Is a High-Yield Savings Account?

High-yield savings accounts help you earn more interest than traditional savings accounts.

Savings Goals by Age

As your needs and lifestyle evolve over time, so should your savings goals.

What Is a Flexible Spending Account?

A special savings account to help you pay for qualified healthcare expenses.

What Is an HSA and How Does It Work?

A dedicated savings account to help you pay for qualified medical expenses

Savings Strategies for Empty Nesters

5 tips to help you boost your savings before retirement.

What's a 529 Plan?

Learn the basics of a 529 education savings plan.

What Is Phishing? 6 Tips to Help Protect Yourself

Learn the common signs of a phishing attempt

Keep Saving for Your Goals (Even When Rates Change)

Stay motivated and keep up with your savings

Making a Transfer From Your Marcus Account

Learn how to make a transfer from your account

FDIC vs. SIPC: What’s the Difference?

Both can offer important protections for your money, but there are key differences.

4 Tips to Become a Smart Saver

Small habits can make a big difference over time.

How to Save on Car Insurance: 5 Tips to Consider

Here are a few ways you could lower your premiums.

Get Ready for the New Marcus App Experience

Your money is at your fingertips with the Marcus app. Accessing your account remains quick and easy.

What Is an Online Savings Account?

5 things you need to know about your OSA

How Does Compound Interest Work?

Learn about one of the most powerful concepts in personal finance.

You Opened a CD With Marcus, Now What?

Sit back and watch your savings grow.

How to Choose the Right CD for You

Not sure about your options? Here’s how to get started.

Savings Strategies for Kids and Teens

Learn how you can help your kids build good savings habits early in life.

Savings Strategies for Young Couples

Five savings tips to help young couples reach their financial goals.

Your Guide to Savings Accounts

We cover everything from the fundamentals to savings strategies.

Guide to CDs

We cover everything from the fundamentals to CD strategies.

How to Build a CD Ladder

CD laddering can be a way to boost your savings.

Worried About Market Volatility? Consider Opening a CD

Learn how CDs could provide some stability in times of uncertainty.

A Quick Guide to CD Barbells

CD barbell strategy explained.

5 Things to Love About Online Banks

Digital banking isn’t as complicated as you may think

How Automating Your Savings Can Help You Reach Your Goals

Setting up recurring deposits can be a great way to help you save consistently over time

Why Liquidity Is Important in Financial Planning

Understanding your liquidity needs can help you meet your financial obligations today and plan for your goals tomorrow.

Set a Savings Goal and Reach It in 5 Steps

Making a plan could help you save more

How to Use the Marcus CD Maturity Center

Visit the CD Maturity Center when you’re ready to make a plan for your certificate of deposit account.

When Your Marcus CD Matures – You Have Options

Understand your options when your CD matures

4 Money-Saving Tips That Could Help You in a Recession

A few tips to help give you some peace of mind during times of economic uncertainty

Savings Strategies for Young Families

Help put you and your family on a solid financial footing.

6 Savings Strategies for Young Professionals

6 smart savings tips for young professionals

Difference Between Savings Accounts, CDs and Investment Accounts

Check out these three financial vehicles and see how you could be earning money on your money.

Savings Strategies for College Students

3 savings tips for those in school.

3 Ways to Help Save for Your Short-term Goals

The right financial vehicle could help you save for short-term goals.

Emergency Fund: Why Everyone Needs a Cash Reserve

Learn why an emergency fund is essential and how to build up your cash reserve.

Online Savings Accounts Versus CDs: Which One Should You Choose?

Consider your money goals and timeline.

Three Questions to Ask Before Dipping Into Your Emergency Fund

Is the expense unexpected? Urgent? Necessary?

What Is Liquidity and What Are Liquid Assets?

Why it’s important for your overall financial health

What Is a Cash Management Account?

Get the basics on cash management accounts and how they work.

How to Link Your Accounts at Marcus

Moving money in and out of Marcus starts with linking an account to your external bank.

Savings Goal Calculator

See how long it could take to meet your savings goal.

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