No-Penalty CD. Guaranteed return. No penalty to withdraw.
With our No-Penalty CD, you call the shots. Get the power to earn a high rate plus the freedom to withdraw your full balance if you need it beginning 7 days after funding – with no risk of a penalty and no questions asked. Because it’s your money, after all.
FDIC Insured
No early withdrawal penalty
Annual Percentage Yield (APY) as of November 17, 2018. Maximum balance limits apply. APY may change before a No-Penalty CD is opened and funded. Withdrawals permitted starting seven days after the funding date. $500 minimum to earn stated APY for No-Penalty CD.
13-month No-Penalty CD
Minimum deposit
Early withdrawal penalty
The flexible CD option
Keep your money growing. And your options open.
Guaranteed return
Keep more of your money
No balance tiers and no catch
Choose the No-Penalty CD term that works for you
2.05%
$500
No
2.10%
$500
No
2.15%
$500
No
Annual Percentage Yield (APY) as of November 17, 2018. APY may change before a No-Penalty CD is opened and funded
Here’s how the No-Penalty CD works
Click Open an Account
Transfer funds
Withdraw when you want
Open an account in minutes
We're here to help
Savings Specialists are available at our US-based Call Center Monday to Friday from 8 am – 10 pm E.T. and Saturday to Sunday from 9 am – 7 pm E.T.
Still have questions?
Get answers to your questions about No-Penalty CDs and our other savings products