No-Penalty CD:

Lock in a great rate without locking up your money

  • $0 Early withdrawal penalty.
  • Earn a competitive fixed rate.
  • Ability to withdraw your full balance beginning 7 days after funding.
  • $500 minimum balance. Multiple terms available.
Member FDIC Logo

All loans and savings deposit products provided by Goldman Sachs Bank USA, Salt Lake City Branch.

7-Month No-Penalty CD

4.70%

Minimum deposit

$500

Keep your money growing and your options open

Withdraw your money if you need it. No gimmicks. No hidden fees. No questions asked.

blue lock icon

Lock in a great rate for a guaranteed rate of return

 

Guaranteed return assumes funds are held through end of the term.

blue checkmark icon

Easy online withdrawal with no penalty, beginning 7 days after funding

stacked green paper icon

Keep all of the interest earned, even with early withdrawal

Choose the term that works for you

Annual
Percentage Yield

Minimum
Deposit

Early Withdrawal
Penalty

7 Month No-Penalty CD

4.70%

$500

No

11 Month No-Penalty CD

4.70%

$500

No

13 Month No-Penalty CD

4.70%

$500

No

Annual Percentage Yield (APY) as of May 29, 2024. APY may change before a No-Penalty CD is opened and funded. Can withdraw full balance beginning 7 days after funding.

No-Penalty CD Calculator

Find out how much interest you could earn with a Marcus No-Penalty CD. Whether you want to save for a financial goal or simply lock in a competitive rate, consider our No-Penalty CD for a guaranteed rate of return.

Annual Percentage Yield (APY) as of May 29, 2024. Maximum balance limits apply. Annual Percentage Yield (APY) may change before NPCD is opened and funded. Withdrawals permitted starting seven days after the funding date. $500 minimum to earn stated APY for No-Penalty CD.

The calculator is for illustrative purposes only and may not apply to your individual circumstances. Calculated values assume that principal and interest remain on deposit. All APYs are subject to change.

Questions about the No-Penalty CD