No-Penalty CD. Lock in a great rate without locking in your money

With our No-Penalty CD, you get the power to earn a competitive fixed rate, plus the flexibility to withdraw your full balance if you need it beginning 7 days after funding.

 

Whether you want to save for a financial goal or simply lock in a competitive rate, consider a No-Penalty CD for a guaranteed rate of return.

Guaranteed return assumes funds are held through end of the term.

7-month No-Penalty CD

0.45%

Minimum deposit

$500

Early withdrawal penalty

$0

Keep your money growing and your options open

That's it. No gimmick. No hidden fees. No questions asked.

Lock in a great rate for a guaranteed rate of return

Easy online withdrawal with no penalty, beginning 7 days after funding

Keep all of the interest earned, even with early withdrawal

No-Penalty CD Calculator

Find out how much interest you could earn with a Marcus No-Penalty CD. Whether you want to save for a financial goal or simply lock in a competitive rate, consider our No-Penalty CD for a guaranteed rate of return.

Choose the No-Penalty CD term that works for you

Annual Percentage Yield
Minimum Deposit
Early Withdrawal Penalty
7 Month No-Penalty CD

0.45%

$500

No

11 Month No-Penalty CD

0.35%

$500

No

13 Month No-Penalty CD

0.25%

$500

No

Annual Percentage Yield (APY) as of January 29, 2022. APY may change before a No-Penalty CD is opened and funded

Got questions?

Get answers and information about
growing your savings at Marcus.

Chat with us

Marcus savings customers can log in to access chat. From your dashboard, select the account you have a question about and then click Chat with us. Available on web only. 24 hours / 7 days a week.

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Savings Specialists are available Monday to
Friday from 8 am – 10 pm ET and
Saturday to Sunday from 9 am – 7 pm ET.

1-855-730-7283

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