No-Penalty CD:
Lock in a great rate without locking up your money
- $0 Early withdrawal penalty.
- Earn a competitive fixed rate.
- Ability to withdraw your full balance beginning 7 days after funding.
- $500 minimum balance. Multiple terms available.
FDIC-Insured – Backed by the full faith and credit of the U.S. Government. Goldman Sachs Bank USA, Salt Lake City Branch.
FDIC-Insured – Backed by the full faith and credit of the U.S. Government. Goldman Sachs Bank USA, Salt Lake City Branch.
FDIC-Insured – Backed by the full faith and credit of the U.S. Government. Goldman Sachs Bank USA, Salt Lake City Branch.
11-Month No-Penalty CD
Minimum deposit
Annual Percentage Yield (APY) as of April 24, 2025. Maximum balance limits apply. APY may change before a No-Penalty CD is opened and funded. Withdrawals permitted starting seven days after the funding date. $500 minimum to earn stated APY for No-Penalty CD.
Keep your money growing and your options open
Withdraw your money if you need it. No gimmicks. No hidden fees. No questions asked.
Lock in a great rate for a guaranteed rate of return
Guaranteed return assumes funds are held through end of the term.
Easy online withdrawal with no penalty, beginning 7 days after funding
Keep all of the interest earned, even with early withdrawal
Choose the term that works for you
Annual
Percentage Yield
Minimum
Deposit
Early Withdrawal
Penalty
|
Annual |
Minimum |
Early Withdrawal |
|
|---|---|---|---|
|
7 Month
No-Penalty CD
|
4.00% |
$500 |
No |
|
11 Month
No-Penalty CD
|
4.10% |
$500 |
No |
|
13 Month
No-Penalty CD
|
4.00% |
$500 |
No |
Annual Percentage Yield (APY) as of April 24, 2025. APY may change before a No-Penalty CD is opened and funded. Can withdraw full balance beginning 7 days after funding.
No-Penalty CD Calculator
Find out how much interest you could earn with a Marcus No-Penalty CD. Whether you want to save for a financial goal or simply lock in a competitive rate, consider our No-Penalty CD for a guaranteed rate of return.
Annual Percentage Yield (APY) as of April 24, 2025. Maximum balance limits apply. Annual Percentage Yield (APY) may change before NPCD is opened and funded. Withdrawals permitted starting seven days after the funding date. $500 minimum to earn stated APY for No-Penalty CD.
The calculator is for illustrative purposes only and may not apply to your individual circumstances. Calculated values assume that principal and interest remain on deposit. All APYs are subject to change.
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