No-Penalty CD. Lock in a great rate without locking in your money
With our No-Penalty CD, you get the power to earn a competitive fixed rate, plus the flexibility to withdraw your full balance if you need it beginning 7 days after funding.
Whether you want to save for a financial goal or simply lock in a competitive rate, consider a No-Penalty CD for a guaranteed rate of return.
Guaranteed return assumes funds are held through end of the term.
7-month No-Penalty CD
Minimum deposit
Early withdrawal penalty
Annual Percentage Yield (APY) as of January 26, 2021. Maximum balance limits apply. APY may change before a No-Penalty CD is opened and funded. Withdrawals permitted starting seven days after the funding date. $500 minimum to earn stated APY for No-Penalty CD.
Keep your money growing and your options open
Lock in a great rate for a guaranteed rate of return
Easy online withdrawal with no penalty, beginning 7 days after funding
Keep all of the interest earned, even with early withdrawal
No-Penalty CD Calculator
Find out how much interest you could earn with a Marcus No-Penalty CD. Whether you want to save for a financial goal or simply lock in a competitive rate, consider our No-Penalty CD for a guaranteed rate of return.
Choose the No-Penalty CD term that works for you
0.45%
$500
No
0.35%
$500
No
0.25%
$500
No
Annual Percentage Yield (APY) as of January 26, 2021. APY may change before a No-Penalty CD is opened and funded
Learn More
5 min read
We're here to help
Savings Specialists are available at our US-based Call Center Monday to Friday from 8 am – 10 pm E.T. and Saturday to Sunday from 9 am – 7 pm E.T.
Still have questions?
Get answers to your questions about No-Penalty CDs and our other savings products
