No-Penalty CD Calculator

Find out how much interest you could earn with a Marcus No-Penalty CD. Whether you want to save for a financial goal or simply lock in a competitive rate, consider our No-Penalty CD for a guaranteed rate of return.

Annual Percentage Yield (APY) as of June 19, 2024. Maximum balance limits apply. Annual Percentage Yield (APY) may change before NPCD is opened and funded. Withdrawals permitted starting seven days after the funding date. $500 minimum to earn stated APY for No-Penalty CD.

The calculator is for illustrative purposes only and may not apply to your individual circumstances.  Calculated values assume that principal and interest remain on deposit. All APYs are subject to change.

Understanding No-Penalty CDs 

Learn more about no-penalty CDs and what Marcus can offer you.


Keep your money growing and your options open 

That's it. No gimmick. No hidden fees. No questions asked.
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Lock in a fixed rate for a guaranteed return

Guaranteed return assumes funds are held through the end of the term.

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Easy online withdrawal with no penalty, beginning 7 days after funding

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Keep all of the interest earned, even with early withdrawal