High-yield Certificates of Deposit

Lock in a great rate and watch your savings grow. We guarantee you'll earn the highest APY Marcus offers for your selected CD term within the first 10 days after account opening if you deposit $500 during that time. Don't just store money. Make money.™


Annual Percentage Yield (APY) may change before CD is opened and funded. Penalties that may reduce CD earnings will apply to a withdrawal of principal prior to maturity. $500 minimum to open a CD and to earn stated APY. Maximum balance limits apply.

Choose your term to compare rates

6 mo
6 yr

Our rates as of February 21, 2019
Comparison banks' rates as of February 19, 2019

The comparison is limited to the largest US banks and does not include rates of other online banks. Rates of the selected banks were obtained from Informa Research Services, www.informars.com, and reflect New York high yield savings rates for similar products offered at the select banks with a minimum balance of at least $2,500. Informa has obtained the data from the various financial institutions that it tracks and its accuracy cannot be guaranteed.

Our range of High-yield CDs offers steady growth and guaranteed returns, so your money works for you

Guaranteed return

Lock in a rate so you know exactly how much interest you'll earn

From six months to six years

Terms that work on your schedule

Competitive rates and terms

You have options for reaching your financial goals


How to open an account

It only takes a few minutes to start saving for your future.

Click Open Now

Begin our secure (and fast) account opening process. Choose a CD term from 6 months to 6 years.

Enter your information

Including your name, address, date of birth and Social Security Number.

Transfer funds

Link to your account at another bank.

Got questions?

Get answers and information about growing your savings at Marcus.

We’re here to help

Savings Specialists are available Monday to Friday from 8 am – 10 pm E.T. and Saturday to Sunday from 9 am – 7 pm E.T.