September 2026 Market Recap
Get the latest insights from the Goldman Sachs Wealth Management Investment Strategy Group on the global market today.
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The Fed & Your Money: Insights from Goldman Sachs
The Federal Reserve is the central bank of the United States, with the power to shape the economy, influence interest rates, and impact your personal finances.
We’ve collected insights and knowledge from Goldman Sachs experts to help you understand the Fed’s policies and actions—so you can make informed decisions for your money.
Insights from the Latest Fed Meeting
Fed leaves interest rates unchanged
At the October FOMC meeting, the Federal Reserve left the fed funds rate unchanged 3.75%–4.00%. Goldman Sachs Research continues to expect a second hike in December. A third hike in March is also possible if inflation comes in higher than expected.
How Marcus Offers
Competitive Rates
We consider a number of variables when determining the right rates for our customers, including:
- The value we offer over the long term: Our goal is to consistently offer highly competitive rates over time, no matter the economic environment.
- The federal funds rate: The rate set by the Federal Reserve influences the interest rates that banks offer across various deposit accounts.
- Expectations for the fed funds rate: As we look to the future, we take into account how the Fed signals potential rate changes.
Goldman Sachs’
Perspectives on the Fed
Research, insights, and thought leadership from across the firm, focused on the Fed and its actions
Macro Insights from
Goldman Sachs
We compile the latest economic and market trends to help you stay up to date
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