March 2026 CPI Update
Headline CPI accelerates on higher energy prices but core CPI below expectations
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The Fed & Your Money: Insights from Goldman Sachs
The Federal Reserve is the central bank of the United States, with the power to shape the economy, influence interest rates, and impact your personal finances.
We’ve collected insights and knowledge from Goldman Sachs experts to help you understand the Fed’s policies and actions—so you can make informed decisions for your money.
Insights from the Latest Fed Meeting
Fed funds rate remains at 3.50%-3.75%
At the April FOMC meeting, the Federal Reserve left the fed funds rate unchanged at 3.50%-3.75%. Looking ahead, Goldman Sachs Research continues to expect rate cuts in September and December and sees the risks around their Fed forecast as tilted toward a longer pause rather than rate hikes.
How Marcus Offers
Competitive Rates
We consider a number of variables when determining the right rates for our customers, including:
- The value we offer over the long term: Our goal is to consistently offer highly competitive rates over time, no matter the economic environment.
- The federal funds rate: The rate set by the Federal Reserve influences the interest rates that banks offer across various deposit accounts.
- Expectations for the fed funds rate: As we look to the future, we take into account how the Fed signals potential rate changes.
Goldman Sachs’
Perspectives on the Fed
Research, insights, and thought leadership from across the firm, focused on the Fed and its actions
Macro Insights from
Goldman Sachs
We compile the latest economic and market trends to help you stay up to date
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