Don't just store money. Make money.™

Find the right savings option for your needs and we'll help you make the most of your money

Backed by the financial expertise of Goldman Sachs, Marcus was created to help people achieve financial well-being.

How to open an account

It only takes a few minutes to start saving for your future

Click open an account

Begin our secure (and fast) account opening process

Enter your information

Including your name, address, date of birth and Social Security Number

Transfer funds

Link to your account at another bank

  

Compare Some of Our Savings Options

7-Month No-Penalty CD

Rate:
2.25% APY (fixed)

Access:
Withdraw full balance beginning 7 days after funding.

Fees / Penalties:
No fees, and no early withdrawal penalty beginning 7 days after funding

Min Balance:
$500

Learn more

Online Savings Account

Rate:
2.15% APY (variable)

Access:
Six withdrawals per month.

Fees / Penalties:
No fees

Min Balance:
$0 to open

Learn more

12-Month CD

Rate:
2.40% APY (fixed)

Access:
Principal amount is locked in until term ends. Interest earned can be withdrawn at any time.

Fees / Penalties:
Early withdrawal penalty if you withdraw funds before term ends.

Min Balance:
$500

Learn more

Annual Percentage Yields (APYs) as of August 19, 2019. Maximum balance limits apply.

No-Penalty CD: APY may change at any time before a No-Penalty CD is opened and funded. Withdrawals permitted beginning seven days after the funding date. $500 minimum to earn stated APY for No-Penalty CD.

Online Savings Account: APY may change at any time before or after account is opened. Maximum balance limits apply. A maximum of six (6) withdrawals or transfers per monthly statement period are allowed.

Certificate of Deposit: APY may change at any time before CD is opened and funded. Penalties that may reduce CD earnings will apply to a withdrawal of principal prior to maturity. $500 minimum to open a CD and earn stated APY.

We're here to help

Savings Specialists are available at our US-based Call Center Monday to Friday from 8 am – 10 pm E.T. and Saturday to Sunday from 9 am – 7 pm E.T.

Still have questions?

Get answers to your questions about our savings products.