Where could your savings take you?

Marcus has savings options that can fit your goals and your life.
Get started today...we’re here to help.

member-FDIC

All loans and savings deposit products provided by Goldman Sachs Bank USA.

Where could your savings take you?

Marcus has savings options that can fit your goals and your life.
Get started today...we’re here to help.

member-FDIC

All loans and savings deposit products provided by Goldman Sachs Bank USA.

Where could your savings take you?

Marcus has savings options that can fit your goals and your life.
Get started today...we’re here to help.

member-FDIC

All loans and savings deposit products provided by Goldman Sachs Bank USA.

Online Savings Account

1.70% 

Annual Percentage Yield

 

Learn More

Rate Bump CD (20-Month term)

2.50%

Annual Percentage Yield

 

Learn More

High Yield CD (12-Month term)

2.40%

Annual Percentage Yield

 

Learn More

It takes minutes to start saving for your future

step1

Click Open an Account

Begin our secure (and fast) account opening process
step2

Enter your information

Including your name, address, date of birth and Social Security Number
step3

Transfer funds

Link to your account at another bank

See what others are saying about Marcus

“Marcus’ high-rate savings account is a terrific option for parking your emergency fund and earning top interest."

See what others are saying about Marcus

“Marcus’ high-rate savings account is a terrific option for parking your emergency fund and earning top interest."

Compare some of our savings options

Online Savings Account

1.70% APY (Variable)

Minimum Balance

$0 to Open

Fees/Penalties

No fees

Access

Unlimited Withdrawals

Rate Bump CD

2.50% APY (Fixed)

20-Month Term

Minimum Balance

$500 to Open

Fees/Penalties

Early withdrawal penalty if you withdraw balance before term ends

Access

Principal amount is locked in until term ends. Interest earned can be withdrawn at any time.

High-Yield CD

2.40% APY (Fixed)

12-Month Term (other terms available)

Minimum Balance

$500 to Open

Fees/Penalties

Early withdrawal penalty if you withdraw balance before term ends

Access

Principal amount is locked in until term ends. Interest earned can be withdrawn at any time.

Annual Percentage Yields (APYs) as of August 15, 2022. Maximum balance limits apply.

Rate Bump CD: APY may change at any time before a Rate Bump CD is opened and funded. Penalties that may reduce Rate Bump CD earnings will apply to a withdrawal of principal prior to maturity. $500 minimum to open a Rate Bump CD and earn stated APY.

Online Savings Account: APY may change at any time before or after account is opened. Maximum balance limits apply.

Certificate of Deposit: APY may change at any time before CD is opened and funded. Penalties that may reduce CD earnings will apply to a withdrawal of principal prior to maturity. $500 minimum to open a CD and earn stated APY.

Marcus is backed by over 150 years of financial expertise and built with technology to help you make the most of your money.

Our mobile app gives you easy access to your Marcus accounts

  • Create recurring deposits
  • Review recent transactions and track your transfers
  • See how much interest you’ve earned this year on your savings

Our mobile app gives you easy access to your Marcus accounts

  • Create recurring deposits
  • Review recent transactions and track your transfers
  • See how much interest you’ve earned this year on your savings

Our mobile app gives you easy access to your Marcus accounts

 

  • Create recurring deposits
  • Review recent transactions and track your transfers
  • See how much interest you’ve earned this year on your savings