Don't just store money. Make money.™
All loans and savings deposit products provided by Goldman Sachs Bank USA.
Backed by the financial expertise of Goldman Sachs, Marcus was created to help people achieve financial well-being.
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Compare Some of Our Savings Options
7-Month No-Penalty CD
Rate:
2.00% APY (fixed)
Access:
Withdraw full balance beginning 7 days after funding.
Fees / Penalties:
No fees, and no early withdrawal penalty beginning 7 days after funding
Min Balance:
$500
Online Savings Account
Rate:
1.90% APY (variable)
Access:
Six withdrawals per month.
Fees / Penalties:
No fees
Min Balance:
$0 to open
12-Month CD
Rate:
2.10% APY (fixed)
Access:
Principal amount is locked in until term ends. Interest earned can be withdrawn at any time.
Fees / Penalties:
Early withdrawal penalty if you withdraw funds before term ends.
Min Balance:
$500
Annual Percentage Yields (APYs) as of November 18, 2019. Maximum balance limits apply.
No-Penalty CD: APY may change at any time before a No-Penalty CD is opened and funded. Withdrawals permitted beginning seven days after the funding date. $500 minimum to earn stated APY for No-Penalty CD.
Online Savings Account: APY may change at any time before or after account is opened. Maximum balance limits apply. A maximum of six (6) withdrawals or transfers per monthly statement period are allowed.
Certificate of Deposit: APY may change at any time before CD is opened and funded. Penalties that may reduce CD earnings will apply to a withdrawal of principal prior to maturity. $500 minimum to open a CD and earn stated APY.
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Savings Specialists are available at our US-based Call Center Monday to Friday from 8 am – 10 pm E.T. and Saturday to Sunday from 9 am – 7 pm E.T.
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Get answers to your questions about our savings products.