Don't just store money. Make money.®
All loans and savings deposit products provided by Goldman Sachs Bank USA.
Backed by the financial expertise of Goldman Sachs, Marcus was created to help people achieve financial well-being.
How to open an account
Click open an account
Enter your information
Transfer funds
Compare Some of Our Savings Options
7-Month No-Penalty CD
Rate:
0.45% APY (fixed)
Access:
Withdraw full balance beginning 7 days after funding.
Fees / Penalties:
No fees, and no early withdrawal penalty beginning 7 days after funding
Min Balance:
$500
Online Savings Account
Rate:
0.50% APY (variable)
Access:
Unlimited withdrawals.
Fees / Penalties:
No fees
Min Balance:
$0 to open
12-Month CD
Rate:
0.55% APY (fixed)
Access:
Principal amount is locked in until term ends. Interest earned can be withdrawn at any time.
Fees / Penalties:
Early withdrawal penalty if you withdraw funds before term ends.
Min Balance:
$500
Annual Percentage Yields (APYs) as of October 18, 2021. Maximum balance limits apply.
No-Penalty CD: APY may change at any time before a No-Penalty CD is opened and funded. Withdrawals permitted beginning seven days after the funding date. $500 minimum to earn stated APY for No-Penalty CD.
Online Savings Account: APY may change at any time before or after account is opened. Maximum balance limits apply.
Certificate of Deposit: APY may change at any time before CD is opened and funded. Penalties that may reduce CD earnings will apply to a withdrawal of principal prior to maturity. $500 minimum to open a CD and earn stated APY.
We're here to help
Savings Specialists are available at our Contact Center Monday to Friday from 8 am – 10 pm E.T. and Saturday to Sunday from 9 am – 7 pm E.T.
Still have questions?
Get answers to your questions about our savings products.