Don't just store money. Make money.®

Find the right savings option for your needs and we'll help you make the most of your money

Backed by the financial expertise of Goldman Sachs, Marcus was created to help people achieve financial well-being.

How to open an account

It takes just minutes to start saving for your future

Click open an account

Begin our secure (and fast) account opening process

Enter your information

Including your name, address, date of birth and Social Security Number

Transfer funds

Link to your account at another bank


Compare Some of Our Savings Options

7-Month No-Penalty CD

0.45% APY (fixed)

Withdraw full balance beginning 7 days after funding.

Fees / Penalties:
No fees, and no early withdrawal penalty beginning 7 days after funding

Min Balance:

Learn more about our No-Penalty CDs

Online Savings Account

0.50% APY (variable)

Unlimited withdrawals.

Fees / Penalties:
No fees

Min Balance:
$0 to open

Learn more about our High Yield Savings Accounts

12-Month CD

0.55% APY (fixed)

Principal amount is locked in until term ends. Interest earned can be withdrawn at any time.

Fees / Penalties:
Early withdrawal penalty if you withdraw funds before term ends.

Min Balance:

Learn more about our 12 month CDs

Annual Percentage Yields (APYs) as of December 07, 2021. Maximum balance limits apply.

No-Penalty CD: APY may change at any time before a No-Penalty CD is opened and funded. Withdrawals permitted beginning seven days after the funding date. $500 minimum to earn stated APY for No-Penalty CD.

Online Savings Account: APY may change at any time before or after account is opened. Maximum balance limits apply.

Certificate of Deposit: APY may change at any time before CD is opened and funded. Penalties that may reduce CD earnings will apply to a withdrawal of principal prior to maturity. $500 minimum to open a CD and earn stated APY.

We're here to help

Savings Specialists are available at our Contact Center Monday to Friday from 8 am – 10 pm E.T. and Saturday to Sunday from 9 am – 7 pm E.T.

Still have questions?

Get answers to your questions about our savings products.