Don't just store money. Make money.™

Find the right savings option for your needs and we'll help you make the most of your money

Backed by the financial expertise of Goldman Sachs, Marcus was created to help people achieve financial well-being.

Your savings options at a glance

Annual Percentage Yield
Minimum Deposit
Maintenance Fees
Early Withdrawal Fees
Annual Percentage Yield
Minimum Deposit
Maintenance Fees
Early Withdrawal Fees
Online Savings Account

1.95%

$0

No

No

1 year High-Yield CD

2.55%

$500

No

Yes

3 year High-Yield CD

2.65%

$500

No

Yes

5 year High-Yield CD

3.10%

$500

No

Yes

6 year High-Yield CD

3.15%

$500

No

Yes

6 month High-Yield CD

0.60%

$500

No

Yes

9 month High-Yield CD

0.70%

$500

No

Yes

18 month High-Yield CD

2.55%

$500

No

Yes

2 year High-Yield CD

2.60%

$500

No

Yes

4 year High-Yield CD

2.70%

$500

No

Yes

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Annual Percentage Yields (APY) as of October 20, 2018. Maximum limits per depositor and/or account apply. 

Online Savings Account: APY may change at any time without notice before or after the account is opened. $1.00 minimum deposit is required to earn stated APY. A maximum of 6 withdrawals or transfers per monthly statement period are allowed.

Certificates of Deposit: APY may change at any time without notice before a CD account is opened and funded. A $500 minimum deposit is required to open a CD account and earn stated APY. Penalties that may reduce account earnings will apply to a withdrawal of principal prior to maturity.

How to open an account

It only takes a few minutes to start saving for your future
step1

Click open an account

Begin our secure (and fast) account opening process
step2

Enter your information

Including your name, address, date of birth and Social Security Number
step3

Transfer funds

Link to your account at another bank

Open an account in minutes

We're here to help

Savings Specialists are available at our US-based Call Center Monday to Friday from 8 am – 10 pm E.T. and Saturday to Sunday from 9 am – 7 pm E.T.

Still have questions?

Get answers to your questions about our savings products.