Where could your savings take you?

Marcus has savings options that can fit your goals and your life.
Get started today...we’re here to help.

Open an account

Compare Products

All loans and savings deposit products provided by Goldman Sachs Bank USA.

Where could your savings take you?

Marcus has savings options that can fit your goals and your life.
Get started today...we’re here to help.

Open an account

Compare Products

All loans and savings deposit products provided by Goldman Sachs Bank USA.

Where could your savings take you?

Marcus has savings options that can fit your goals and your life.
Get started today...we’re here to help.

Open an account

Compare Products

All loans and savings deposit products provided by Goldman Sachs Bank USA.

Online Savings Account

0.50%

Annual Percentage Yield

Learn More

No-Penalty CD (7-Month term)

0.45%

Annual Percentage Yield

Learn More

High Yield CD (12-Month term)

0.55%

Annual Percentage Yield

Learn More

It takes minutes to start saving for your future

Click Open an Account

Begin our secure (and fast) account opening process

Enter your information

Including your name, address, date of birth and Social Security Number

Transfer funds

Link to your account at another bank

Open an Account

See what others are saying about Marcus

“Marcus’ high-rate savings account is a terrific option for parking your emergency fund and earning top interest."

See what others are saying about Marcus

“Marcus’ high-rate savings account is a terrific option for parking your emergency fund and earning top interest."

Compare some of our savings options

Online Savings Account

0.50% APY (Variable)

Minimum Balance

$0 to Open

Fees/Penalties

No fees

Access

Unlimited Withdrawals

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No-Penalty CD

0.45% APY (Fixed)

_{7-Month Term (other terms available)}

Minimum Balance

$500 to Open

Fees/Penalties

No early withdrawal penalty beginning 7 days after funding

Access

Can withdraw full balance beginning 7 days after funding

Learn More

High-Yield CD

0.55% APY (Fixed)

_{12-Month Term (other terms available)}

Minimum Balance

$500 to Open

Fees/Penalties

Early withdrawal penalty if you withdraw balance before term ends

Access

Principal amount is locked in until term ends. Interest earned can be withdrawn at any time.

Learn More

Annual Percentage Yields (APYs) as of January 19, 2022. Maximum balance limits apply.

No-Penalty CD: APY may change at any time before a No-Penalty CD is opened and funded. Withdrawals permitted beginning seven days after the funding date. $500 minimum to earn stated APY for No-Penalty CD.

Online Savings Account: APY may change at any time before or after account is opened. Maximum balance limits apply.

Certificate of Deposit: APY may change at any time before CD is opened and funded. Penalties that may reduce CD earnings will apply to a withdrawal of principal prior to maturity. $500 minimum to open a CD and earn stated APY.