Online Savings Products | Marcus by Goldman Sachs®

Savings

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Online Savings Account
4.40% Annual Percentage Yield
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Savings Products
High-Yield Savings

Savings Tools & Resources

High-Yield Savings Calculator
Accessing Your Money FDIC Insurance Coverage

Marcus Referred

Refer a friend and you both could get a rate bonus on Online Savings Accounts. Learn more
CDs

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12-month Certificate of Deposit
5.10% Annual Percentage Yield
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CD Products

High-Yield CDs

No-Penalty CDs

Rate Bump CD

CD Tools & Resources

High-Yield CD Calculator

No-Penalty CD Calculator

Accessing Your Money

FDIC Insurance Coverage

CD Information Guide

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See the ways Marcus can help grow your money. Learn more
Investments

Automate your investing

Managed portfolios for investing and retirement
Start investing with as little as $5

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Marcus Invest
Meet Marcus Invest Our Portfolios Our Pricing Our Account Types Our Team

Investment Resources
Explore Marcus Invest New to Investing Compare Our IRA Options

Get To Know Our 3 Investment Strategies

We start with strategic asset allocation and further customize with 1 of our 3 different investment strategies. Read more
Loans

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No-fee, fixed-rate loans
from $3,500 to $40,000
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Lending Products

Personal Loans
MarcusPay

Loans Tools & Resources

Lending

Marcus welcomes GreenSky to the family.

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Credit Cards

Apply for GM Credit Cards

Explore GM Personal and Business Credit Cards

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Credit Cards

My GM Rewards Mastercard

GM Business Mastercard

GM Extended Family Mastercard

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Credit Cards Resources
GM Card FAQs

Rewards Calculator

Calculate the rewards points you would earn and their value at GM. Learn more
Tools & Resources

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Savings

Savings Products

High-Yield Savings

Savings Tools & Resources

High-Yield Savings Calculator

Accessing Your Money

FDIC Insurance Coverage

Open an account

CDs

CD Products

High-Yield CDs

No-Penalty CDs

Rate Bump CD

CD Tools & Resources

High-Yield CD Calculator

No-Penalty CD Calculator

Accessing Your Money

FDIC Insurance Coverage

CD Information Guide

Open an account

Investments

Marcus Invest

Investment Resources

Explore Marcus Invest

New to Investing

Compare Our IRA Options

Loans

Lending Products

Personal Loans

MarcusPay

Loans Tools & Resources

Lending

Credit Cards

My GM Rewards Mastercard

GM Business Mastercard

GM Extended Family Mastercard

View all Credit Cards

Credit Cards Resources

GM Card FAQs

Tools & Resources

Tools

Marcus Insights

Marcus app

Financial Calculators

Saving

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Every Marcus savings product gives you...

24/7 Customer Support

FDIC-Insured

Interest compounds daily

Every Marcus savings product gives you...

24/7 Customer Support

FDIC-Insured

Interest compounds daily

Every Marcus savings product gives you...

24/7 Customer Support

FDIC-Insured

Interest compounds daily

All our savings products

24/7 Customer Support

FDIC-Insured

Interest compounds daily

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Marcus by Goldman Sachs® is a brand of Goldman Sachs Bank USA and Goldman Sachs & Co. LLC (“GS&Co.”), which are subsidiaries of The Goldman Sachs Group, Inc.

All loans, deposit products, and credit cards are provided or issued by Goldman Sachs Bank USA, Salt Lake City Branch. Member FDIC.

Brokerage and investment advisory services offered by Marcus Invest are provided by GS&Co., which is an SEC registered broker-dealer and investment adviser, and member FINRA/SIPC. Research our firm at FINRA's BrokerCheck. Custody and clearing services are provided by Apex Clearing Corporation, a registered broker-dealer and member FINRA/SIPC. Please consider your objectives before investing. A diversified portfolio does not ensure a profit or protect against a loss. Past performance does not guarantee future results. Investment outcomes and projections are forward-looking statements and hypothetical in nature. Neither this website nor any of its contents shall constitute an offer, solicitation, or advice to buy or sell securities in any jurisdictions where GS&Co. is not registered. Any information provided prior to opening a Marcus Invest account is on the basis that it will not constitute investment advice and that GS&Co. is not a fiduciary to any person by reason of providing such information. For more information about Marcus Invest offerings, visit our Full Disclosures.

App Store and the Apple Logo are registered trademarks of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC.

NMLS ID: 208156. NMLS Consumer Access Website: www.nmlsconsumeraccess.org

Investment products are: NOT FDIC INSURED ∙ NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, GOLDMAN SACHS BANK USA ∙ SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED

Marcus

About Marcus
Careers
Security Center

Products

Savings Accounts & CDs
Investment Accounts
Personal Loans
Credit Cards
Marcus Insights

Resources

Articles
Financial Calculators

FAQs

Connect with Us

Site Terms
Privacy Center
Privacy Policy

Marcus by Goldman Sachs® is a brand of Goldman Sachs Bank USA and Goldman Sachs & Co. LLC (“GS&Co.”), which are subsidiaries of The Goldman Sachs Group, Inc.

All loans, deposit products, and credit cards are provided or issued by Goldman Sachs Bank USA, Salt Lake City Branch. Member FDIC.

App Store and the Apple Logo are registered trademarks of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC.

NMLS ID: 208156. NMLS Consumer Access Website: www.nmlsconsumeraccess.org