Our priority is the well-being of our customers and employees during these challenging times. With safety in mind, we're operating our contact centers virtually to protect our employees and serve you, our customers. Temporarily, our hours of operation are 9am - 8pm ET (Mon-Fri) and 9am - 6pm ET (Sat-Sun). You can always transfer funds, schedule payments, open new accounts and more at marcus.com or on the Marcus app. We appreciate your patience and please be safe. To learn more about our customer assistance programs related to COVID-19, click here.

Don't just store money. Make money.®

Find the right savings option for your needs and we'll help you make the most of your money

Backed by the financial expertise of Goldman Sachs, Marcus was created to help people achieve financial well-being.

How to open an account

It takes just minutes to start saving for your future
step1

Click open an account

Begin our secure (and fast) account opening process
step2

Enter your information

Including your name, address, date of birth and Social Security Number
step3

Transfer funds

Link to your account at another bank

  

Compare Some of Our Savings Options

7-Month No-Penalty CD

Rate:
1.00% APY (fixed)

Access:
Withdraw full balance beginning 7 days after funding.

Fees / Penalties:
No fees, and no early withdrawal penalty beginning 7 days after funding

Min Balance:
$500

Learn more

Online Savings Account

Rate:
1.05% APY (variable)

Access:
Unlimited withdrawals.

Fees / Penalties:
No fees

Min Balance:
$0 to open

Learn more

12-Month CD

Rate:
1.10% APY (fixed)

Access:
Principal amount is locked in until term ends. Interest earned can be withdrawn at any time.

Fees / Penalties:
Early withdrawal penalty if you withdraw funds before term ends.

Min Balance:
$500

Learn more

Annual Percentage Yields (APYs) as of July 09, 2020. Maximum balance limits apply.

No-Penalty CD: APY may change at any time before a No-Penalty CD is opened and funded. Withdrawals permitted beginning seven days after the funding date. $500 minimum to earn stated APY for No-Penalty CD.

Online Savings Account: APY may change at any time before or after account is opened. Maximum balance limits apply.

Certificate of Deposit: APY may change at any time before CD is opened and funded. Penalties that may reduce CD earnings will apply to a withdrawal of principal prior to maturity. $500 minimum to open a CD and earn stated APY.

We're here to help

Savings Specialists are available at our US-based Call Center Monday to Friday from 8 am – 10 pm E.T. and Saturday to Sunday from 9 am – 7 pm E.T.

Still have questions?

Get answers to your questions about our savings products.