High-yield Certificates of Deposit

Lock in a great rate and watch your savings grow. Don’t just store money. Make money.™


Annual Percentage Yield (APY) may change before CD is opened and funded. Penalties that may reduce CD earnings will apply to a withdrawal of principal prior to maturity. $500 minimum to open a CD and to earn stated APY. Maximum balance limits apply.

Choose your term to compare rates

6 mo
9 mo
12 mo
18 mo
2 yr
3 yr
4 yr
5 yr
6 yr
6 mo
6 yr

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The comparison is limited to the largest US banks and does not include rates of other online banks. Rates of the selected banks were obtained from Informa Research Services, www.informars.com, and reflect New York high yield savings rates for similar products offered at the select banks with a minimum balance of at least $2,500. Informa has obtained the data from the various financial institutions that it tracks and its accuracy cannot be guaranteed.

Our range of High-yield CDs offers steady growth and guaranteed returns, so your money works for you

Guaranteed return

Lock in a rate so you know exactly how much interest you'll earn

From six months to six years

Terms that work on your schedule

Competitive rates and terms

You have options for reaching your financial goals


Looking for a High-yield Online Savings Account?

Meet Online Savings Account. Do better now and in the long run with no minimum deposit to open (minimum $1 required to earn stated Annual Percentage Yield (APY)), no transaction fees, and security you can trust.

10-Day guaranteed rate

You earn the highest APY Marcus offers for your selected CD within the first 10 days after account opening if you deposit 500 during that time