Online Banking with Marcus

Our award-winning Online Savings Account provides:

Online banking with Marcus is backed by over 150 years of financial expertise of Goldman Sachs.

Access: Open Online 24/7

  • Open and manage your account from your desktop or mobile device at any time. Get the Marcus app for mobile banking
  • Schedule an electronic fund transfer (ACH transfer) at any time online. Learn More
  • Have Questions? Get customer care from our dedicated US-based Contact Center open 7 days a week.

Rates: Grow Your Savings with an Online Savings Account


  • Get an award-winning Marcus Online Savings Account with a rate that provides 4X the National Average.
  • Earn every day - interest compounds daily.
  • Start saving right away. There's no minimum deposit for the Marcus Online Savings Account.
  • Our Online Savings Account has no fees. Why pay to save your money?

The national average rate referenced is from the FDIC's published National Rates and Rate Caps for Savings deposit products, accurate as of March 20, 2023. See the FDIC website for more information.

Annual Percentage Yield (APY) as of March 31, 2023. APY may change at any time before or after account is opened. Maximum balance limits apply

This calculator is for illustrative purposes only and may not apply to your individual circumstances. Calculated values assume that principal and interest remain on deposit and are rounded to the nearest dollar. All APYS are subject to change.

Rates of the selected banks reflect New York savings rates for similar products at the select banks with a minimum balance of $2,500. Rates may vary by state and do not account for bonus, special or promotional APYs. National Average is based on the APY average for high yield savings accounts with a minimum balance of at least $2,500 offered by the top 50 US banks (ranked by total deposits). Rates of selected banks and the National Average as reported by Informa Financial Intelligence, Informa has obtained the data from the various financial institutions that it tracks and its accuracy cannot be guaranteed. This calculator does not include all savings accounts available in the marketplace.

Our rate as of March 31, 2023.
Comparison banks’ rates as of March 28, 2023.
National Average rate effective as of March 20, 2023.


Security: Save with Peace of Mind

Frequently Asked Questions about Online Banking

Check out more FAQs or give us a call at 1-855-730-7283 and we’ll be happy to help.