What Is a High-Yield Savings Account?
High-yield savings accounts help you earn more interest than traditional savings accounts.
3 min read
3 min read
Read More
Online Banking with Marcus
Our award-winning Online Savings Account provides:
Online banking with Marcus is backed by over 150 years of financial expertise of Goldman Sachs.
FDIC-Insured – Backed by the full faith and credit of the U.S. Government. Goldman Sachs Bank USA, Salt Lake City Branch.
FDIC-Insured – Backed by the full faith and credit of the U.S. Government. Goldman Sachs Bank USA, Salt Lake City Branch.
FDIC-Insured – Backed by the full faith and credit of the U.S. Government. Goldman Sachs Bank USA, Salt Lake City Branch.
Access: Open Online 24/7
- Open and manage your account from your desktop or mobile device at any time. Get the Marcus app for mobile banking.
- Schedule an electronic fund transfer (ACH transfer) at any time online. Learn More
- Have Questions? Get customer care from our Contact Center open 7 days a week.
Rates: Grow Your Savings with an Online Savings Account
- Get an award-winning Marcus Online Savings Account with a rate that provides 8X the National Average.
- Earn every day - interest compounds daily.
- Start saving right away. There's no minimum deposit for the Marcus Online Savings Account.
- Our Online Savings Account has no fees. Why pay to save your money?
The national average rate referenced is from the FDIC's published National Rates and Rate Caps for Savings deposit products, accurate as of May 18, 2026. See the FDIC website for more information.
Annual Percentage Yield (APY) as of June 05, 2026. APY may change at any time before or after account is opened. Maximum balance limits apply.
This calculator is for illustrative purposes only and may not apply to your individual circumstances. Calculated values assume that principal and interest remain on deposit and are rounded to the nearest dollar. All APYs are subject to change.
Rates of the selected banks reflect New York savings rates for similar products at the select banks with a minimum balance of $2,500. Rates may vary by state and do not account for bonus, special or promotional APYs. National Average is based on the APY average for savings accounts with a minimum balance of at least $2,500 as reflected in the FDIC’s published National Rates and Rate Caps for Savings deposit products, accurate as of May 18, 2026. See the FDIC website for more information. Rates of selected banks as reported by Curinos, www.curinos.com. Curinos has obtained the data from the various financial institutions that it tracks and its accuracy cannot be guaranteed. This calculator does not include all savings accounts available in the marketplace.
Our rate as of June 05, 2026.
Comparison banks’ rates as of June 02, 2026.
National Average rate effective as of May 18, 2026.
Security: Save with Peace of Mind
- Marcus savings products are FDIC insured. Learn More about FDIC Insurance.
- Marcus protects your account with multi-factor authentication, SSL encryption, firewalls, and other safeguards. Learn more about Marcus security measures.
Frequently Asked Questions about Online Banking
Check out more FAQs or give us a call at 1-855-730-7283 and we’ll be happy to help.
