Marcus CD Rates

CD rates as of May 28, 2024

At Marcus, every Certificate of Deposit (CD) comes with our 10-Day CD Rate Guarantee. Deposit at least $500 within 10 days of opening your CD to receive the highest published interest rate and Annual Percentage Yield (APY) we offer for your CD’s term during that period. If the rate on your CD’s term goes up during this time, you’ll get that rate—automatically. Learn more.

  • Fixed rate for a guaranteed return
  • $500 minimum balance
  • Contact Center available 7 days a week

Compare Marcus High-Yield CDs, No-Penalty CDs and Rate Bump CDs

Annual Percentage Yield

Minimum Deposit

Early Withdrawal Penalty

7-Month

No-Penalty CD

4.70%

$500

No

11-Month

No-Penalty CD

4.70%

$500

No

13-Month

No-Penalty CD

4.70%

$500

No

6-Month

CD

5.10%

$500

Yes

9-Month

CD

5.00%

$500

Yes

12-Month

CD

5.00%

$500

Yes

18-Month

CD

4.60%

$500

Yes

2-Year

CD

4.20%

$500

Yes

3-Year

CD

4.15%

$500

Yes

4-Year

CD

4.05%

$500

Yes

5-Year

CD

4.00%

$500

Yes

6-Year

CD

3.90%

$500

Yes

20-Month

Rate Bump CD

4.40%

$500

Yes

See all rates
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Annual Percentage Yield (APY) as of May 28, 2024. Maximum balance limits apply.

 

High-Yield Certificate of Deposit: APY may change at any time before CD is opened and funded. Penalties that may reduce CD earnings will apply to a withdrawal of principal prior to maturity. $500 minimum to open a CD and earn stated APY. 
 

No-Penalty CD: APY may change at any time before a No-Penalty CD is opened and funded. Withdrawals permitted beginning seven days after the funding date. $500 minimum to earn stated APY for No-Penalty CD.

 

Rate Bump CD: APY may change at any time before CD is opened and funded. Penalties that may reduce CD earnings will apply to a withdrawal of principal prior to maturity. $500 minimum to earn stated APY for Rate Bump CD. Prior to maturity, you may request an increase to the highest APY and interest rate we offer for the same Rate Bump CD term as of the day of your request. The number of Rate Bump Requests will be determined by the length of the Rate Bump CD term at the time of account opening. The 10-Day CD Rate Guarantee does not apply to rate increases for your Rate Bump CD.

Our range of CDs offer a fixed rate for steady growth and a guaranteed return, so your money works for you


Guaranteed return assumes funds are held through end of the term.
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Guaranteed return

Lock in a fixed rate so you know exactly how much interest you'll earn
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Terms that work on your schedule

6-month CD, 12-month CD (1-year CD), 2-year CD, 5-year CD, and more terms
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Competitive rates and terms

You have options for reaching your financial goals

Things to Know About CD Rates