Marcus CD Rates

CD rates as of September 30, 2020

At Marcus, our high-yield Certificate of Deposit comes with our 10-Day CD Rate Guarantee. Open a CD and deposit at least $500 within the first 10 days. If the rate on your selected CD term goes up during this time, you'll get that rate — automatically. Learn more.

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Compare Marcus CDs and No-Penalty CDs

Annual Percentage Yield

Minimum Deposit

Early Withdrawal Penalty

7-Month

No-Penalty CD

0.75%

$500

No

11-Month

No-Penalty CD

0.65%

$500

No

13-Month

No-Penalty CD

0.55%

$500

No

6-Month

CD

0.45%

$500

Yes

9-Month

CD

0.55%

$500

Yes

12-Month

CD

0.85%

$500

Yes

18-Month

CD

0.85%

$500

Yes

2-Year

CD

0.85%

$500

Yes

3-Year

CD

0.85%

$500

Yes

4-Year

CD

0.85%

$500

Yes

5-Year

CD

0.90%

$500

Yes

6-Year

CD

0.90%

$500

Yes

See all rates
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Annual Percentage Yields (APY) as of September 30, 2020. Maximum limits per depositor and/or account apply.

 

Certificates of Deposit: APY may change at any time without notice before a CD account is opened and funded. A $500 minimum deposit is required to open a CD account and earn stated APY. Penalties that may reduce account earnings will apply to a withdrawal of principal prior to maturity.

 

No-Penalty CD: APY may change before a No-Penalty CD is opened and funded. May withdraw full balance beginning 7 days from funding. $500 minimum to earn stated APY for No-Penalty CD.

Our range of high-yield CDs offer a fixed rate for steady growth and a guaranteed return, so your money works for you


Guaranteed return assumes funds are held through end of the term.

Guaranteed return

Lock in a fixed rate so you know exactly how much interest you'll earn

Terms that work on your schedule

6-month CD, 12-month CD (1-year CD), 2-year CD, 5-year CD, and more terms

Competitive rates and terms

You have options for reaching your financial goals

Things to Know About CD Rates