Marcus CD Rates

CD rates as of July 10, 2020

At Marcus, our high-yield Certificate of Deposit comes with our 10-Day CD Rate Guarantee. Open a CD and deposit at least $500 within the first 10 days. If the rate on your selected CD term goes up during this time, you'll get that rate — automatically. Learn more.

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Compare Marcus CDs and No-Penalty CDs

Annual Percentage Yield

Minimum Deposit

Early Withdrawal Penalty

7-Month

No-Penalty CD

1.00%

$500

No

11-Month

No-Penalty CD

0.90%

$500

No

13-Month

No-Penalty CD

0.80%

$500

No

6-Month

CD

0.60%

$500

Yes

9-Month

CD

0.70%

$500

Yes

12-Month

CD

1.10%

$500

Yes

18-Month

CD

1.10%

$500

Yes

2-Year

CD

1.10%

$500

Yes

3-Year

CD

1.10%

$500

Yes

4-Year

CD

1.10%

$500

Yes

5-Year

CD

1.15%

$500

Yes

6-Year

CD

1.15%

$500

Yes

See all rates
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Annual Percentage Yields (APY) as of July 10, 2020. Maximum limits per depositor and/or account apply.

 

Certificates of Deposit: APY may change at any time without notice before a CD account is opened and funded. A $500 minimum deposit is required to open a CD account and earn stated APY. Penalties that may reduce account earnings will apply to a withdrawal of principal prior to maturity.

 

No-Penalty CD: APY may change before a No-Penalty CD is opened and funded. May withdraw full balance beginning 7 days from funding. $500 minimum to earn stated APY for No-Penalty CD.

Our range of high-yield CDs offer a fixed rate for steady growth and a guaranteed return, so your money works for you

Guaranteed return

Lock in a fixed rate so you know exactly how much interest you'll earn

From six months to six years

Terms that work on your schedule

Competitive rates and terms

You have options for reaching your financial goals

Things to Know About CD Rates