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Saving Strategies

Not sure what a CD ladder or CD barbell means? Want to optimize your savings? Whatever your savings goals are, there’s a savings strategy for you.

How to Use the Marcus CD Maturity Center

Visit the CD Maturity Center when you’re ready to make a plan for your certificate of deposit account.

Emergency Fund: Why Everyone Needs a Cash Reserve

Learn why an emergency fund is essential and how to build up your cash reserve.

What's a 529 Plan?

Learn the basics of a 529 education savings plan.

Three Questions to Ask Before Dipping Into Your Emergency Fund

Is the expense unexpected? Urgent? Necessary?

What Is a High-Yield Savings Account?

High-yield savings accounts help you earn more interest than traditional savings accounts.

What Is APY?

Don’t confuse it with APR – this number is a little different.

Checking vs. Savings Accounts: Understanding the Difference

Including pros and cons of each.

What Is a Cash Management Account?

Get the basics on cash management accounts and how they work.

Money Market Accounts vs. CDs: Understanding the Differences

Both can offer a high APY.

How to Link Your Accounts at Marcus

Moving money in and out of Marcus starts with linking an account to your external bank.

Making a Transfer On Your Marcus Account

Guide to CDs

We cover everything from the fundamentals to CD strategies.

What Is a Savings Account?

It’s a way to store money you’re not planning to use right away.

A Quick Guide to CD Barbells

CD barbell strategy explained.

No-Penalty CDs vs. Online Savings Accounts

One may offer more flexibility, the other higher interest rates.

How to Calculate Interest for a Savings Account

Learn how to calculate interest earned over a period of time.

How to Choose the Right CD for You

Overwhelmed by options? Here’s how to get started.

Worried About Market Volatility? Consider Opening a CD

Learn how CDs could provide some stability in times of uncertainty.

You Opened a CD With Marcus, Now What?

Sit back and watch your savings grow.

FDIC vs. SIPC: Understanding Your Account Insurance

Both protect your money, but in different ways.

What Is an Online Savings Account?

5 things you need to know about your OSA

A CD primer

Typically, the longer the CD term, the higher the interest rate you will receive.