How to Use the Marcus CD Maturity Center

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Did you know that you can create a maturity plan for your Marcus Certificate of Deposit (CD) account up to 12 months before your CD matures?

Whether you want to renew your term, modify your CD, withdraw from your principal balance, or close your account, you can visit the CD Maturity Center to set your preferences.

Once you’ve made a plan, you can change it as often as you like – up until 8:30 p.m. ET the day before your CD maturity date.

Don’t worry, we’ll remind you 30 days before your CD matures to set up a plan for your account

If you haven’t set any preferences in the CD Maturity Center when your CD matures, we’ll automatically roll your funds over into a new CD with the same term (unless otherwise specified when you opened your account). Your new CD rate may be different, depending on the currently available rate. (You can check our current rates anytime here, and we’ll send you an email with your CD’s new rate when it renews.)

Following the date of your automatic renewal, you’ll have a 10-day grace period to make changes to your account without penalty. For example, you may add more money to the account, choose a new CD term or withdraw funds from your principal balance.

If you have already set up a plan for your CD before its maturity date, we’ll put your plan into action immediately at the end of your current CD term (so there won’t be a grace period). Keep in mind that you can make changes to your plan up until 8:30 p.m. ET the day before your CD matures, but any changes made after this deadline may result in penalties, depending on the type of CD account you have.

Visit our FAQ page for more information.

Using the CD Maturity Center to set up a plan for your account

  1. Log in at or on the Marcus app.
  2. Click or tap the CD you want to make a plan for, which will take you to the account details.
  3. Go to the Maturity Plan section and click or tap “View/Edit Plan.”
  4. Scroll down and choose from the following options:
    • Option 1: Renew
    • Option 2: Renew with changes
    • Option 3: Close your CD
  5. Choose the next few options and click or tap “Continue.”
  6. Click or tap “Confirm Update.”

This article is for informational purposes only and is not a substitute for individualized professional advice. Articles on this website were commissioned and approved by Marcus by Goldman Sachs®, but may not reflect the institutional opinions of The Goldman Sachs Group, Inc., Goldman Sachs Bank USA, Goldman Sachs & Co. LLC or any of their affiliates, subsidiaries or divisions.