GM Business Card™

Table of Contents

GM Business Card Early Spend Bonus Offer

Subject to credit approval. Offer valid for new GM Business Card members who spend $4,000 or more in eligible purchases in their first 90 days after opening an account. Limit one offer per new card member. “Purchases” do not include cash advances or other cash-like transactions, balances transfers, ATM withdrawals, savings bonds, finance charges or fees. Returns of purchases made during your offer period may impact your eligibility and bonus Earnings. Bonus Earnings are equal to $500 only when redeemed for the purchase or lease of a new vehicle at GM. Earnings may not be redeemed for any other use. Bonus Earnings will be credited to your GM Business Card account within two billing cycles after $4,000 in eligible purchases have posted to it during the offer period. To be eligible for this offer, card account must be open and in good standing at time of fulfillment. See the GM Business Card Earnings Program Rules for more details. Goldman Sachs Bank USA reserves the right to modify or revoke offer at any time. If Goldman Sachs Bank USA determines that you have engaged in or plan to engage in abuse, fraud or gaming in connection with this offer, you will not be eligible for this offer, and any bonus Earnings awarded to you may be revoked. Issued by Goldman Sachs Bank USA, Salt Lake City Branch.

GM Business Card Earnings Eligibilty

GM Business Card Earnings are those reflected as of date indicated and are subject to additional purchases, returns and redemptions.  Earnings are not earned on cash advances or other cash-like transactions, balance transfers, ATM withdrawals, savings bonds, finance charges or fees.  Earnings may not be used with some offers or on the purchase of certain vehicles, including any vehicle sold as a GM Fleet vehicle or those sold or obtained at auction. Earnings may not be used on the purchase of certain vehicles, such as See your authorized GM Dealership for eligibility. Other exclusions may apply.  Please see The GM Business Card Program Rules that are applicable to your account for terms, conditions, exclusions and limitations.   Earnings will be applied based on the merchant category code used by the merchant who reports a transaction. For Current Earnings, visit gmcard.com or call 1-800-446-5347.

Intro APR Offer

0% Intro purchase APR for the first 12 months as a Cardmember; after that, variable APRs range from 14.24% to 24.24% based on creditworthiness. Balance transfers: 14.24% to 24.24% variable APR. Cash advances variable APR of 27.24%. Up to $40 late penalty fee. Rates as of April 1, 2022.  Rates and terms here.  Rates and terms here.

3% Earn on Gas

Earnings, including those on rewards offer purchases, will be applied based on the merchant category code used by the merchant who reports a transaction.  GM and Goldman Sachs Bank USA are not responsible for merchant category code errors made by merchants.

Application Approval

Credit approval required. Terms and conditions apply.