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FDIC-Insured – Backed by the full faith and credit of the U.S. Government. Goldman Sachs Bank USA, Salt Lake City Branch.
FDIC-Insured – Backed by the full faith and credit of the U.S. Government. Goldman Sachs Bank USA, Salt Lake City Branch.
FDIC-Insured – Backed by the full faith and credit of the U.S. Government. Goldman Sachs Bank USA, Salt Lake City Branch.
Current APY: Annual Percentage Yield as of Date July 16, 2026. Standard APY may change at any time before or after account is opened. Maximum balance limits apply.
Promotional Rate Increase: The Marcus Referred Rate Boost is a promotional Annual Percentage Yield (APY) increase of 1.00%, on top of the stated Online Savings Account APY available at marcus.com (currently 3.40% APY), for a period of 3 months. Upon expiration of the 3-month Promotional Rate Period, the Online Savings Account will revert to earning the Online Savings Account APY available at that time; an account that earned one Marcus Referred Rate Boost would earn a combined APY of 4.40%, assuming the Online Savings Account APY remained the same for the remaining 9 months. See full terms.
Annual Percentage Yield (APY) as of July 16, 2026. APY may change at any time before or after account is opened. Maximum balance limits apply.
Annual Percentage Yield (APY) as of July 16, 2026. APY may change at any time before CD is opened and funded. Penalties that may reduce CD earnings will apply to a withdrawal of principal prior to maturity. $500 minimum to open a CD and earn stated APY. Maximum balance limits apply. Promotional 14-Month CD term length available until 7/28/2026. Learn More.
Annual Percentage Yield (APY) as of July 16, 2026. Maximum balance limits apply. APY may change before a No-Penalty CD is opened and funded. Withdrawal permitted starting seven days after the funding date. Must withdraw full balance. $500 minimum to earn stated APY for No-Penalty CD.
Additional CD terms are available
Annual Percentage Yields (APY) as of July 16, 2026. Maximum balance limits apply. Online Savings Account: APY may change at any time before or after account is opened. High-Yield CD: APY may change at any time before CD is opened and funded. Penalties that may reduce CD earnings will apply to a withdrawal of principal prior to maturity. $500 minimum to open a CD and earn stated APY. Promotional 14-Month CD term length available until 7/28/2026. Learn More. No-Penalty CD: APY may change at any time before a No-Penalty CD is opened and funded. Withdrawal permitted beginning seven days after the funding date. Must withdraw full balance. $500 minimum to earn stated APY for No-Penalty CD.
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