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Account options to help build your future.

We offer both general investing and retirement accounts.

*Visuals, including values, are for illustrative purposes only.

Aligned with your goals.

The account types we offer have different benefits depending on your plans.

Investment accounts offer deposit and withdrawal flexibility. Your realized investment gains and dividends are taxable.

Individual Investment Account

For people looking to invest for a variety of reasons, timelines or goals.

Joint Investment Account

For general investing jointly with another person, such as a spouse or partner.

Individual Retirement Accounts (IRAs) may offer tax advantages depending on your circumstances.

Traditional IRA

For people who prefer tax advantages now: Contributions may be tax-deductible if you (or your spouse) are not covered by another retirement plan.

Roth IRA

For eligible people who prefer tax advantages later: Contributions come from after-tax income, but you’re not taxed when you make withdrawals in retirement.

SEP IRA

For people who are self-employed: Simplified Employee Pension IRAs have much higher pre-tax contribution limits than either Traditional or Roth IRAs.

Learn more about Individual Retirement Accounts (IRAs).

We can help with rollovers.

Consolidate your retirement savings in one place by rolling over an eligible IRA or 401(k) to Marcus Invest. Need a hand? Our customer support specialists are here to help.

Learn more about direct rollovers.

Before deciding to roll over a retirement account, you should consider your personal circumstances and needs. Marcus Invest’s communications to you about rollovers are provided to you solely on the basis that they are educational and intended to provide you with general information that does not address your specific personal circumstances. Learn more about direct rollovers, which Marcus Invest can help facilitate, and indirect rolovers.

Allocated accordingly.

No matter which account type you choose, your recommended portfolio will reflect your risk preference and investment timeline.

This tool is for illustrative purposes only. Actual asset allocations of Marcus Invest portfolios may vary.

Ready to get started?

Tell us about yourself

We’ll ask some questions about your risk tolerance and timeline to identify your investment goal.

Choose your portfolio

Select a portfolio theme that best resonates with your point of view. Then, we’ll recommend a portfolio based on what you shared with us.

Let us do the rest

Once you’re set up, we’ll continue to do the work, monitoring your portfolio daily and rebalancing your account periodically to keep it aligned to your target allocation.

Frequently asked questions

What is Marcus Invest?

Marcus Invest makes it easy to automate your investing. We provide portfolio recommendations aligned with your investment timeline and risk tolerance. Our portfolios are designed to keep costs low and optimized to help balance your investment account’s risk and return. Behind the scenes, our team and technology keep your money at work by monitoring your portfolio daily and rebalancing periodically.

What types of investment accounts does Marcus Invest offer?

What types of retirement accounts are available?

How much does a Marcus Invest account cost?

Marcus Invest charges an annual management fee, based on the average daily value of assets held in your account, and deducted at the end of each quarter. This fee covers the cost of asset allocation, trades, daily monitoring, and periodic rebalancing.

You may also see ETF fees. The ETF fees in your portfolio are embedded in the performance of each fund and will not appear as extra charges in your Marcus Invest account.

To see an estimate of your management fee cost, click here.

What kinds of portfolios does Marcus Invest offer?

Through our three portfolio themes, we offer over 50 managed portfolios of stock and bond ETFs that are diversified across asset classes to help balance risk and returns through market ups and downs. Based on your investment timeline and risk tolerance, we’ll recommend a portfolio aligned to your preferences that could help you reach your goal.

What portfolio theme can I choose?

We offer 3 different portfolio themes that will help determine the mix of ETFs you’ll be invested in, Goldman Sachs Core, Goldman Sachs Impact and Goldman Sachs Smart Beta:

Goldman Sachs Core: For people who believe it’s hard to beat the market’s average returns and prefer to track market benchmarks.
Goldman Sachs Impact: For people who want to support sustainable business practices and avoid environmental and social harm while tracking market benchmarks.
Goldman Sachs Smart Beta: For people who are willing to withstand more variability to market benchmarks for potential higher long-term gains, and want to be invested in Goldman Sachs ETFs. Please note that this theme is only available for Individual or Joint Investment Accounts, not IRAs.

Do you offer employer-sponsored IRAs, SIMPLE IRAs, or 401(k) plans?

We don’t offer employer-sponsored IRAs, SIMPLE IRAs or corporate 401(k) plans. Depending on your employer’s plan, you may be able to roll over certain accounts if you leave or change jobs.

Before deciding to roll over a retirement account, you should consider your personal circumstances and needs. To roll over an existing IRA, please ensure the type of IRA you open with Marcus Invest is the same IRA type (e.g., Roth, Traditional or SEP) as the IRA you plan to roll over, as we do not support rollovers between different IRA types. You can read more about your options for rolling over funds here.

Check out more Marcus Invest FAQs or give us a call at 1-833-720-6468 and we'll be happy to help.