Personal Finance

Personal finance is about how you manage your money, from spending and budgeting to investing, retirement and taxes. Get strategies, tips and insights on these and a variety of other personal finance topics. 

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Marcus Explains: The Federal Estate Tax

Learn the basics of the federal estate tax.
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Is Now the Time to Buy a Home or Car?

Risks, opportunities and strategies that could help you make major purchases in a recessionary climate.
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5 Potential Options When Inheriting an IRA

Inheriting an IRA comes with many complex rules.
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Are Your Kids Reconsidering College? Here’s What Else You Could Do With a 529 Plan

A 529 plan is not just for a traditional four-year college degree.
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Is Working From Home Your New Normal? Here Are Some Coping Tips From a Resilience Coach

Working from home can have its own set of challenges.
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You’ve Received an Early Retirement Package – Now What?

An insight from our friends at Goldman Sachs Personal Financial Management.
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Coping with Loss? We Are Here for You

An insight from our friends at Goldman Sachs Personal Financial Management.
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What Happens to Interest Rates during a Recession?

How it could impact you and your money
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Retiring during a Recession? Here Are Some Things to Consider

Recession challenges to look out for and discuss with a financial advisor.
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How You Can Build Resilience in Challenging Times

What are some positive coping strategies to help deal with stress? We sat down with a resilience coach for some insights.
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Worried about Your Financial Plan? 3 Ways to Help Maintain Perspective

An insight from our friends at Goldman Sachs Personal Financial Management.
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5 Ways to Take Control of Your Financial Life in Uncertain Times

An insight from our friends at Goldman Sachs Personal Financial Management
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Reflect, Reassess and Realign: Checking in on Your Financial Plan

An insight from our friends at Goldman Sachs Personal Financial Management.
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Need help budgeting? These people got creative. So can you

Ever try a month-long spending freeze? Or join a budget challenge?
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Making Changes to Your Dependent Care FSA in 2020

You may have more flexibility to make certain changes during the year.
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5 Ways You Can Look After Your Money in a Recession

Worried about a recession? Here’s what you can do take control of your finances.
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What Is a Recession and How Might It Affect You?

Learn how an economic slowdown might affect your finances.
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When to Buy: A Seasonal Sales Guide

Because who doesn't like a bargain?
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Get financially fit

Learn how to save more, spend less and works towards retirement.
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Marcus Explains: What Are Money Market Mutual Funds?

Learn the basics of how a money market mutual fund works.
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Protecting Yourself from Coronavirus Scams

Watch out for these common financial scams.
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Consider These Five Potential Ways to Use Your Coronavirus Stimulus Check

Think: essentials, emergency fund, debt, retirement and donation.
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Hoping to Retire Early

5 Tips to Help You Aim for FIRE: Financial Independence & Early Retirement
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7 Questions to Consider When Reviewing an Early Retirement Package

What does it mean for your career?
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You’ve Paid Off Your Loan! Now What?

It might be time to turn those good habits to saving.
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Putting Everything On Your Credit Cards Right Now?

These 6 tips can help you use them wisely.
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4 Tips to Remember About Investing in Uncertain Times

Learn why it’s important to keep calm and stay in the game.
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Your Tax Return in 4 Steps

We’ve outlined the four steps that are essential to getting your tax return done and in time.
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Checking vs. Savings Accounts: Understanding the Difference

Including pros and cons of each.
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What You Can Do if You Lose Your Job Due to the Coronavirus

Here are 8 tips that may help alleviate some of the financial stress.
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Three Questions to Ask Yourself Before Dipping into Your Emergency Fund

Is the expense unexpected? Is it urgent? Is it necessary?
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6 Changes from The SECURE Act That You Need to Know About

Changes to retirement and college savings plans.
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HSAs, Covid-19 and the CARES Act

Covid-19 and the CARES Act have changed some HSA rules.
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Coronavirus and Your Finances: How the CARES Act Could Help You

Learn how the CARES Act could help reduce some of the stress you and your pocketbook might be feeling.
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5 Things to Consider Before Switching Careers

We spoke to an executive from Goldman Sachs’ Pine Street leadership-development arm.
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How to Manage Your Money

Learn to track what you spend, consider creating goals, and review/revise your plan.
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How to Cancel a Credit Card

How to cancel a credit card – the right way.
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Marcus Explains: What are RMDs?

Required minimum distributions explained in plain English.
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Got an HSA? Here’s what you need to know

How to use your HSA whether it’s a matter of love or grudge.
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What City Should I Live In?

8 things to consider that may impact your life.
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How to Make a Budget That Works for You

Here is a step-by-step approach.
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Managing Finances for Elderly Parents

What you should know before chatting with your aging parents about finances.
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Flexible Spending Accounts Explained in Six Questions

FSAs can help you save on qualified medical expenses.
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A Financial Checklist for When You’re Starting a New Job

6 ways to help the transition to your new employer.
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5 Things To Do Before Your Parents Move In

A plan can help.
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How to Switch Banks in 4 Steps

Ready for a better banking partner? Here’s how to get started.
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Federal Tax Day is July 15: What You Need to Know About This Change

For 2020, Tax Day has been moved from April 15 to July 15.
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APR vs. APY: Isn’t It All Just Interest?

There's a difference, read more to find out.
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Tax Time? Don’t Miss These 3 Potential Tax Breaks for Savers

Been saving all year? Check out these potential tax breaks.
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Marcus Financial Literacy Test: Retirement Savings

We focus on retirement, including plans, benefits and strategies.
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Marcus Explains: Estimated Tax Payments

Get the basics of how estimated tax payments work.
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Marcus Explains: What Is a Cash Management Account?

Get the basics on cash management accounts and how they work.
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4 Tips to Consider When Looking for a Tax Preparer

Looking for a tax preparer? Here are some tips to keep in mind.
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Don’t Miss These Tax Breaks for Homeowners

Pay property taxes? Got an energy-efficient home? You could get a tax break.
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Don’t Miss These Self-Employment Tax Deductions

Freelancer? Entrepreneur? Here are some deductions to keep in mind as you do your taxes
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It's Tax Season: Here's What You Need to Know

Here’s to making the tax season a little less intimidating and confusing.
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Four Money Questions to Ask Yourself in March

4 financial questions to ask yourself in March.
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What Is an Inherited IRA?

Inherited IRAs explained in plain english.
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FDIC vs. SIPC: Understanding Your Account Insurance

Both protect your money, but in different ways.
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How to Amend a Federal Tax Return

Made a mistake on your tax return? Here’s how to file an amended return.
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Tax Deductions vs. Tax Credits: What’s the Difference?

Learn how deductions and credits might affect your tax refund.
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Got a Bonus From Work?

Learn how bonuses are taxed.
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Done With Your Personal Taxes?

Here’s what to keep for your records.
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What to Do When You Receive an Inheritance

The topic can be complicated, but what you do with it doesn’t have to be.
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IRS Audits: What You Need to Know

Audits are rare and not as scary as you might think.
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What is the Standard Deduction for 2019?

Find out what the standard deduction is for 2019.
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Upcoming Vacation? Be Sure to Avoid These 4 Added Travel Costs

Tips for every traveler
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How to Rebuild Credit

Actions one person took to climb out of debt and improve their credit.
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How to Prepare Yourself Before Having a Baby

Seven financial steps to consider.
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5 Things to Do With Your Finances This Fall

Get organized with your finances before year end.
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What Is Home Equity?

The basics explained in 6 questions.
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Automatic Loan Payments: Benefits of Autopay

Automatic payments may have more benefits than you think.
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Budgeting for College Students: Tips for Students and Their Parents

How to build solid financial habits that will set you up for future success.
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What Is Net Worth?

Learn more about the formula for figuring out your net worth, and what you can do to grow this value over time.
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Holiday Tipping Guide

Tis the season for saying thanks to the helping people in your life.
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The Envelope Budgeting System Explained and How to Use It in the Digital Age

How this old-fashioned system can be a timeless approach to budgeting.
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Bonds and How to Invest in Bonds

Explained in six questions.
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5 Tips for Saving

For those who want to spend and save, comfortably, at the same time.
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Types of Retirement Plans: Which Is Right for You?

Learn about 401(k)s, pensions, IRAs, and more.
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The Link Between Physical and Financial Health

Explore how your finances may affect your well-being.
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How to Budget For Your Family Vacation

Learn how to build your vacation budget so you can relax.
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Think You Know Everything about Investing? 5 Tips for Every Investor

Timeless investing tips to keep in your back pocket.
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Automating Your Finances

How putting your finances on autopilot can help you reach your goals.
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End Your Year Right

Make sure your finances are in order before the end of the year.
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What to Do If You Receive a Windfall

Lucky you.
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How to Invest in ETFs

Explained in six questions.
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5 Things to Consider When Looking for a Financial Advisor

We cover everything from fees structures to certifications.
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5 Things You Can Do With Your Tax Refund

Ways to put your tax refund to work towards your financial goals
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4 Things to Consider When Making a Will

It’s just one of several important documents to have.
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Marcus Explains: What Is the Personal Tax Exemption?

Tax terms in plain English.
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Ask Jill: Getting Your Financial Act Together for The New Year

Three ways to focus on being better with your finances.
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What Are the Federal Income Tax Brackets?

Understanding what a tax bracket is and where you fall is important, so we decided to unpack it for you.
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4 Things to Consider Before Buying an Investment Property

Before you set your sights on owning an investment property, it’s important to look at the big picture.
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Marcus Financial Literacy Test: 2019 Wrap-Up

We focus on the year’s trends, changes in consumer finance.
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How to Stick to Your Financial Resolutions

Resolving to save money is great. Follow our three tips to stay on track and meet your New Year's resolutions to become financially fit.
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What Does Diversification Mean Anyway?

Diversification, explained.
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Useful Tips for Kids' Allowance

Three parents weigh in on their approach.
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Ask Jill: 9 Year End Money Moves

Close out the year right.
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Are All-Inclusive Resorts Worth It?

Planning your next vacation? Learn the pros and cons of an all-inclusive resort.
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5 Things to Consider When Picking a Local Charity

Tips from an expert at Goldman Sachs
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Marcus Financial Literacy Test: Holiday Edition

We focus on gift tax, spending trends and paying off debt during the holidays.
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Financial Literacy Test: Savings Edition

Test your knowledge when it comes to savings and interest
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How to Talk Money During the Holidays

You can contribute during these conversations too
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Ask Jill: 6 Steps to Take When Making a Charitable Donation

Pick the charity that’s right for you.
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Ask Jill: How to Negotiate Salary

Jill explains how to handle a salary negotiation.
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Ask Jill: What You Should Know About Open Enrollment (Part One)

We asked Jill Schlesinger to inform employees about open enrollment and what they should expect when confronted by their employer.
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Ask Jill: What You Should Know About Open Enrollment (Part Two)

Benefits to take advantage of during open enrollment season.
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Home Renovation Costs Survey

What homeowners would give up for a free renovation including social media.
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Rent vs. Buy – What to Consider About Becoming a Home Owner

It’s about more than just the numbers.
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What You Can Learn From Grandma About Money on National Grandparents Day

To recognize National Grandparents Day on Sept. 8, we had a conversation with a grandma about all-things money: from living through the Great Depression to her money philosophy.
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Home Maintenance Checklist and Tips

Keep this list handy. Welcome to the world of home maintenance.
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What Is the Standard Tax Deduction for 2018?

A major change in 2018 was the sharp increase in standard deduction.
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How to Check Your Tax Refund Status

Grab your social, filing status and exact refund amount and let Marcus walk you through the process.
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Are You Prepared for Your Next Home Improvement Project?

See what concerns people the most around home improvement project costs.
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Marcus Financial Literacy Test

We cover topics ranging from savings and lending, to credit and investing.
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How Can I Get My Tax Refund Direct Deposited?

According to the IRS, the fastest way to receive your tax refund is through direct deposit.
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A Guide to Monthly Budgets

Learn about 50/30/20 rule and other types of budgets.
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It’s Time to Tie up Loose Ends

These are the money questions you should ask yourself in November.
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Jill Schlesinger on tax refunds

Jill explains what you should do with your tax refund.
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Jill Schlesinger gives advice to recent college grads and their parents

Jill highlights the three most important financial goals for recent college grads.
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Ask Jill: LGBTQ Financial Planning

Jill Schlesinger address 5 important financial questions for LGBTQ Community.
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Discussing finances with your partner

Jill Schlesinger gives advice to couples who are interested in combining their finances.
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Ask Jill: Financial Prep for College

Jill Schlesinger gives advice to parents who are sending their child off to college.
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How to pay for your engagement ring

Financing options you could say "I do" to.
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5 Smart Money Tips that Will Take a Matter of Minutes

Including steps to build your savings and keep tabs on your credit score.
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Pending vs. Posted Transactions: What’s the Difference?

Learn the difference between pending and posted transactions.
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If I Direct Deposit My Refund Will I be Charged a Fee?

Learn what comes with choosing the direct deposit option when filing your tax refund.
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Where's my tax refund?

Our guide to help you determine when you will receive your refund and how you can get it faster.
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How Long Will It Take For My Refund To Show Up?

Learn how long and what process is necessary for your tax refund to show up in your bank account.
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What Do Flu Shots, Holiday Travel and Antifreeze Have in Common?

These are the money questions you should ask yourself in October.
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First-time homeowner? Here's what year 1 will look like

Keep this list handy. Welcome to the world of home maintenance.
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60% of Americans Are Not in Their Best Financial Shape

Get more from our survey about money and health.
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6 money questions to ask yourself in January

Here are six questions that will help set you up for success in the New Year.
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Keeping finances at arm’s-length? You’re not alone

Despite wanting to save more, Marcus by Goldman Sachs found that Americans are missing an opportunity.
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Five money questions to ask yourself in April

Learn about tax extensions and tax withholdings, and other events to consider.
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How one family went from two income sources to one

4 ways to raise a family under a single income household
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The Cost of Remodeling a Kitchen

Here’s a breakdown of the costs for remodeling a kitchen and ways to finance it.
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Five DIY Home Improvement Projects

Here are some worthwhile DIY projects you can start now.
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How modern day explorers plan their financial lives

Meet 7 professionals who get paid while traveling
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How minimalism can impact your finances

One person’s path to minimalism and how it changed her finances.
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What you should know about online-only banks

Everything you need to learn before opening an account
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How I saved: A 40th wedding anniversary and a tattoo

A daughter's side hustle got her parents a weekend getaway.
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How I Saved: A Return Trip to Paris, 30 Years in the Making

After an expensive divorce, Cameron vowed to spend on something better.
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Video: How Well Do You Know Your Finances?

We put speed daters to the test.
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Frugal Shaming

There's a thin line between being helpful and hurtful
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It's Financial Planning Month (Who Knew?)

We've launched a newly redesigned storytelling destination, because now is the perfect time to start gaining control of your finances.
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How dynamic pricing owns your wallet

You may not see it, but it's all around you. Here's how to beat it.
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