Credit Score

Credit scores go beyond how much money you make and how much debt you have. Learn about how a credit score works, the factors that can affect it and how you could improve yours.

What Is Credit Monitoring and How Does It Work?

Keeping a watchful eye over your credit reports.

Credit Report vs. Credit Score: What’s the Difference?

They may sound similar, but they’re not the same thing.

What Is a Credit Freeze? 5 Things to Know

A credit freeze restricts access to your credit reports. Here are 5 things to know before putting in a request.

Why Did My Credit Score Drop?

Find potential reasons to this common question here.

How to Repair Credit

Here are some steps you can take to help repair your credit score.

Credit Score and Interest Rates

Better credit equals better interest rates. Here's how a low credit score can cost you.

New to the U.S.? Here’s How to Establish Credit

We highlight the most important things to consider when establishing credit when new to the U.S.

What Affects Your Credit Score

What you don’t know about your credit score can hurt you. Separate the facts from the fiction on what affects your credit.

How Late and Partial Payments Affect Your Credit Score

Depending on the lender, they're treated differently.

Why Can Paying Off Debt Lower My Credit Score?

Paying off debt can lower your credit score at first, but scores usually rebound from a debt payoff in a month or two. Read more on how your credit utilization ratio, credit history and overall credit mix can affect credit score changes.

Credit Do’s And Don’ts When Buying A Home

Buying a home can be financially stressful. In this article, we explain how your credit score can impact the process and what you should or shouldn’t do in order to protect your credit score before purchasing.

How Hard and Soft Inquiries Work

We break down the difference between hard and soft credit inquiries.

Credit Score Guide

Learn the basics of how credit scores work.

What You Need to Know About Being an Authorized User on a Credit Card

It may not help your credit score

What Is a Good Credit Score?

Your credit score can affect you in many ways.

How to Build Credit

Be smart about building your credit.

What Is the Highest Credit Score?

Is it actually possible to reach?

How to Improve Your Credit Score

Learn about four steps you can take to improve your credit score.

What Credit Score Do You Need for a Personal Loan?

No surprise, the higher, the better.

It’s a Recession! Who Cares About Credit Scores

Your future you cares -- a good credit score could save you money.

Spending Less and Noticed That Your Credit Score Dropped? Here are Some Reasons Why

Trying to spend less could lead to a credit score drop, but don’t panic.

What Credit Score Is Needed to Buy a House?

Learn more about how your credit score affects your mortgage approvals and interest rates.

What Is an Excellent Credit Score?

It may be within your reach.

What Is the Average Credit Score?

Learn about the factors that affect the average credit score and other credit score fundamentals.

Who Can See Your Credit Report?

The answer may surprise you.

The 800 Credit Score: What Is It Worth?

An 800 and above credit score is the holy grail of credit scores. Read how to earn an 800 credit score, how to keep it, and the benefits that come with it.

What Is a Good Credit Score to Buy a Car?

Your score may determine your interest rate.

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