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How to Link Your Accounts at Marcus
April 17, 2025
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Linking an account you own at another bank makes it easier to transfer funds back and forth. Even better, you have the flexibility of easily doing it yourself, either by logging in at Marcus.com or from the Marcus app. That means you don’t have to call us to link any of your accounts – you can do it all on your own time with just the touch of your finger.
How to link accounts from Marcus.com
- Log in at marcus.com.
- Click or tap "My Account" (look for the person symbol).
- Click or tap "External Accounts". You’ll see a page that says: "Manage External Accounts."
- Scroll down and select the link that says: "Add account."
- Choose "Instantly Link" or "Manually Link" to link to accounts you own.
- Instantly link is fast: You’ll search for your external bank and log in with your credentials.
- Manually link could take up to three business days: You’ll need your account number and your external bank’s routing number. You will also need to confirm micro deposits we will credit to your external bank account.
- These micro deposits will be valid for 15 days from when you provided your external account information. If you miss the 15-day timeline, call us and we’ll send new ones.
Where to find your bank’s routing number
You can find it on your external bank’s website. Or if you’re linking a checking account, it will be a nine-digit number at the bottom of your check.
Something to keep in mind
- Routing numbers are always nine digits long (and they need to include all the zeros that may be at the beginning of the number).
- Bank account numbers are typically 10-12 digits long.
How to link accounts from the Marcus app
- Open the app and from the home screen, tap on the profile icon in the bottom right-hand corner.
- From here, tap on "Linked external accounts."
- To add a new account, tap on "+ Add account."
- Instantly link is fast: You’ll search for your external bank and log in with your credentials. Or you can tap "Add using my account and routing number instead."
- Manually linking could take up to three business days: You’ll need your account number and your bank’s routing number, and you may need to confirm micro deposits credited into your external bank.
- These deposits are valid 15 days from when you provided your account information. If you miss the 15-day timeline, call us and we’ll send new ones.
What accounts can you link to Marcus?
You can link any accounts you own with a bank located in the US, US territories of Puerto Rico, US Virgin Islands or American Samoa, or in/on a US military base or US embassy.
Your linked account at another bank must be in your name and owned by you, individually or jointly; you must have full rights to the funds; and the account must not be a business or trust account.
Is there a charge to link an account?
Nope. No charge. Just easy linking.
This article is for informational purposes only and is not a substitute for individualized professional advice. Articles on this website were commissioned and approved by Marcus by Goldman Sachs®, but may not reflect the institutional opinions of The Goldman Sachs Group, Inc., Goldman Sachs Bank USA, Goldman Sachs & Co. LLC or any of their affiliates, subsidiaries or divisions. Information and opinions expressed in this article are as of the date of this material only and subject to change without notice. You are not permitted to publish, transmit, or otherwise reproduce this information, in whole or in part, in any format without the express written consent of Goldman Sachs. This foregoing restriction includes, without limitation, using, extracting, downloading or retrieving this information, in whole or in part, to train or finetune a machine learning or artificial intelligence system.
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