Interest Rates and Interest Charges |
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Annual Percentage Rate
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0% introductory APR for 9 months from the date of account opening. Your APR will be 20.24% to 29.99% , based on your creditworthiness. This APR will vary with the market based |
APR for Cash Advances |
29.99% This APR will vary with the market based on the Prime Rate. |
How to Avoid Paying Interest on Purchases |
Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. |
For Credit Card Tips from
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To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at https://www.consumerfinance.gov/learnmore |
Fees |
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Transaction Fees• Cash Advance |
None |
Penalty Fees• Late Payment |
Up to $40. |
We use the daily balance method (including new Transactions).
Variable APRs are based on the 8.50% Prime Rate as of 07/31/2023. APRs will not exceed 29.99%.
For more information, call Issuer at 877-255-5923. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. Contact the New York state department of financial services at 1-800-342-3736 or http://www.dfs.ny.gov.
AVAILABILITY OF OFFER:
To apply for this online offer, we recommend applying at this time; some offers may not be available the next time you return.