Interest Rates and Interest Charges |
|
---|---|
Annual Percentage Rate
|
0% introductory APR for 12 months from the date of account opening.
After that, your APR will be
16.49% to 26.49%
, based on your creditworthiness. This APR will vary with the market based |
APR for Balance Transfers |
16.49% to 26.49%
, based on your creditworthiness. |
APR for Cash Advances |
28.49% This APR will vary with the market based on the Prime Rate. |
How to Avoid Paying Interest on Purchases |
Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. |
For Credit Card Tips from
|
To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at https://www.consumerfinance.gov/learnmore |
Fees |
|
---|---|
Transaction Fees• Balance Transfer • Cash Advance |
None None |
Penalty Fees• Late Payment |
Up to $40. |
We use the daily balance method (including new Transactions).
Variable APRs are based on the 4.75% Prime Rate as of 06/30/2022.
For more information, call Issuer at 877-255-5923. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. Contact the New York state department of financial services at 1-800-342-3736 or http://www.dfs.ny.gov.