Spending

Discover how you could make your money go farther with our spending tips. The resources in this section will give you everything you need to budget like a pro and manage your expenses wisely.

Budgeting Checking Accounts

Budgeting
Checking Accounts
Credit Cards

The 50-30-20 Budgeting Rule and Other Budgeting Methods

Finding an approach that works for you and your lifestyle

APR vs. APY: What Are The Differences?

Both are related to interest rates, but they’re applied differently

How to Make a Budget That Works for You

Learn how to manage your money with confidence

How to Make the Most of Your Cash

Make your money work harder for you

Holiday Spending: 4 Quick Tips for the Gifting Season

From our colleagues at Goldman Sachs Ayco

4 Tips to Help Reduce Daily and Recurring Expenses

Whether it’s a New Year’s resolution, or something you’ve been meaning to do for a while, here are some steps you can take to help reduce your daily spending.

What Is a Joint Checking Account?

Things to consider before pooling your finances.

What Is a Checking Account?

A checking account can be a good place to keep your money to help you pay for everyday expenses.