Annual Percentage Yields (APY) as of September 19, 2026. Maximum balance limits apply. Online Savings Account: APY may change at any time before or after account is opened. High-Yield CD: APY may change at any time before CD is opened and funded. Penalties that may reduce CD earnings will apply to a withdrawal of principal prior to maturity. $500 minimum to open a CD and earn stated APY. No-Penalty CD: APY may change at any time before a No-Penalty CD is opened and funded. Withdrawal permitted beginning seven days after the funding date. $500 minimum to earn stated APY for No-Penalty CD. Rate Bump CD: APY may change at any time before CD is opened and funded. Penalties that may reduce CD earnings will apply to a withdrawal of principal prior to maturity. $500 minimum to open a CD and earn stated APY.