Special CD Term Length

14-Month High-Yield CD

14-Month High-Yield CD 

14-Month High-Yield CD

Currently

4.00% APY 

Limited-Time Offer. 14-month term available until 7/28/26. $500 minimum.

APY shown is effective as of June 04, 2026 and could change before your CD is opened and funded.

Guaranteed return assumes funds are held through end of term.

FDIC Logo

FDIC-Insured – Backed by the full faith and credit of the U.S. Government. Goldman Sachs Bank USA, Salt Lake City Branch.

FDIC Logo

FDIC-Insured – Backed by the full faith and credit of the U.S. Government. Goldman Sachs Bank USA, Salt Lake City Branch.

FDIC Logo

FDIC-Insured – Backed by the full faith and credit of the U.S. Government. Goldman Sachs Bank USA, Salt Lake City Branch.

Annual Percentage Yield (APY) as of June 04, 2026. APY may change at any time before CD is opened and funded. Penalties that may reduce CD earnings will apply to a withdrawal of principal prior to maturity. $500 minimum to open a CD and to earn stated APY. Maximum balance limits apply. Promotional 14-Month CD term length available until 7/28/2026. Learn More.

Savings products to help you grow your money

Online Savings Account

No minimum balance

3.40%

Annual Percentage Yield 

High-Yield CD

14 months

4.00%

Annual Percentage Yield 

No-Penalty CD

11 months

3.80%

Annual Percentage Yield 

Annual Percentage Yield (APY) as of June 04, 2026. APY may change at any time before or after account is opened. Maximum balance limits apply

Annual Percentage Yield (APY) as of June 04, 2026. APY may change at any time before CD is opened and funded. Penalties that may reduce CD earnings will apply to a withdrawal of principal prior to maturity. $500 minimum to open a CD and earn stated APY. Maximum balance limits apply. Promotional 14-Month CD term length available until 7/28/2026. Learn More.

Annual Percentage Yield (APY) as of June 04, 2026. Maximum balance limits apply. APY may change before a No-Penalty CD is opened and funded. Withdrawal permitted starting seven days after the funding date. Must withdraw full balance. $500 minimum to earn stated APY for No-Penalty CD. 

Additional CD terms are available

Annual Percentage Yields (APY) as of June 04, 2026. Maximum balance limits applyOnline Savings Account: APY may change at any time before or after account is opened. High-Yield CD: APY may change at any time before CD is opened and funded. Penalties that may reduce CD earnings will apply to a withdrawal of principal prior to maturity. $500 minimum to open a CD and earn stated APY. Promotional 14-Month CD term length available until 7/28/2026. Learn More. No-Penalty CD: APY may change at any time before a No-Penalty CD is opened and funded. Withdrawal permitted beginning seven days after the funding date. Must withdraw full balance. $500 minimum to earn stated APY for No-Penalty CD. 

Security focused

Security focused

At Marcus, we make it a priority to protect your privacy and safeguard your account information.

We’re here to help you make the most
of your money

Download the Marcus app today and keep your money at your fingertips.

Available in US only

We’re here to help you make the most of your money

Download the Marcus app today and keep your money at your fingertips.