Annual Percentage Yields (APY) as of June 04, 2026. Maximum balance limits apply. Online Savings Account: APY may change at any time before or after account is opened. High-Yield CD: APY may change at any time before CD is opened and funded. Penalties that may reduce CD earnings will apply to a withdrawal of principal prior to maturity. $500 minimum to open a CD and earn stated APY. Promotional 14-Month CD term length available until 7/28/26. Learn more. No-Penalty CD: APY may change before a No-Penalty CD is opened and funded. Withdrawal permitted starting seven days after the funding date. Must withdraw full balance. $500 minimum to earn stated APY for No-Penalty CD. 

Marcus by Goldman Sachs received the highest score in the savings segment of the JD Power 2026 U.S. Direct Banking Satisfaction Study, which measures overall satisfaction with direct branchless banks. Visit jdpower.com/awards for more details