Where could your savings take you?
Marcus has savings options that can fit your goals and your life.
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FDIC-Insured – Backed by the full faith and credit of the U.S. Government. Goldman Sachs Bank USA, Salt Lake City Branch.
FDIC-Insured – Backed by the full faith and credit of the U.S. Government. Goldman Sachs Bank USA, Salt Lake City Branch.
FDIC-Insured – Backed by the full faith and credit of the U.S. Government. Goldman Sachs Bank USA, Salt Lake City Branch.
Online Savings Account
3.90%
Annual Percentage Yield
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Rate Bump CD (20-Month term)
3.90%
Annual Percentage Yield
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High Yield CD (12-Month term)
4.25%
Annual Percentage Yield
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It takes minutes to start saving for your future
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See what others are saying about Marcus
“Marcus’ high-rate savings account is a terrific option for parking your emergency fund and earning top interest."
Compare some of our savings options
Online Savings Account
3.90% APY (Variable)
$0 to Open
No fees
Unlimited Withdrawals
Rate Bump CD
3.90% APY (Fixed)
20-Month Term
$500 to Open
Early withdrawal penalty if you withdraw balance before term ends
Principal amount is locked in until term ends. Interest earned can be withdrawn at any time.
High-Yield CD
4.25% APY (Fixed)
12-Month Term (other terms available)
$500 to Open
Early withdrawal penalty if you withdraw balance before term ends
Principal amount is locked in until term ends. Interest earned can be withdrawn at any time.
Annual Percentage Yields (APYs) as of January 16, 2025. Maximum balance limits apply.
Rate Bump CD: APY may change at any time before a Rate Bump CD is opened and funded. Penalties that may reduce Rate Bump CD earnings will apply to a withdrawal of principal prior to maturity. $500 minimum to open a Rate Bump CD and earn stated APY.
Online Savings Account: APY may change at any time before or after account is opened. Maximum balance limits apply.
Certificate of Deposit: APY may change at any time before CD is opened and funded. Penalties that may reduce CD earnings will apply to a withdrawal of principal prior to maturity. $500 minimum to open a CD and earn stated APY.
Marcus is backed by over 150 years of financial expertise and built with technology to help you make the most of your money.
Our mobile app gives you easy access to your Marcus accounts
- Create recurring deposits
- Review recent transactions and track your transfers
- See how much interest you’ve earned this year on your savings
