Yes, you must deposit at least $10,000 in Eligible New Funds (for a $100 cash bonus) or $50,000 in Eligible New Funds (for a $750 cash bonus), or $100,000 in Eligible New Funds (for a $1,500 cash bonus) into your Enrolled Marcus Online Savings Account within 10 calendar days of enrollment.

If you are an existing customer, your Eligible New Funds must be above your Enrolled Account Starting Balance and Total Starting Balance across all your Marcus accounts as of 6:00 pm ET on 1/27/26. Internal transfers and interest earned on your account(s) won’t count as Eligible New Funds.

Once you enroll in the Cash Promo, you have 10 calendar days beginning on your enrollment date to deposit new funds into your enrolled Online Savings Account.

If you use the Marcus app, marcus.com, or call us to transfer new funds into your enrolled Marcus account, your deposit will be counted toward your bonus the same business day that we receive your request. 

If you initiate a transfer via your external bank, your new funds will be counted on the business day we receive your deposit.

You must maintain the Eligible New Funds in your enrolled account for 90 consecutive days after the end of the 10-day Funding Period.

If you are an existing customer, you must maintain your Enrolled Account Starting Balance and your Total Starting Balance as of 6:00 pm ET on 1/27/26, plus your Eligible New Funds for 90 consecutive days after the end of the 10-day Funding Period.

Multiple deposits are allowed during the 10-day Funding Period to reach the required dollar amount and can be made by joint owners for a joint account.

If you have any CDs that will mature during the Offer Period, the Funding Period, or during the 90-day Maintenance Period following the 10-day Funding Period, you should review your maturity instructions, because any withdrawals to an external account may reduce your total balance and could impact your eligibility. Moving a CD’s funds into another Marcus CD or a Marcus Online Savings Account would not impact your eligibility.

Activities on any of your joint accounts, including withdrawals and deposits, could affect your balances and eligibility for a cash bonus, so make sure any joint account owners are aware of your enrollment in the promotion.

In addition to depositing your new funds, maintaining the required balances for 90 consecutive days after the 10-day Funding Period is essential to get your cash bonus. 

If you have planned expenses or future-scheduled transactions, you should consider depositing additional funds to cover those transactions. CD customers should review “How do I stay eligible for the Cash Bonus if I have a CD ?” Joint owners should review “How could a joint owner affect my eligibility for a Cash Bonus?”

If you are still in your 10-day funding period, you can deposit more funds to become eligible for the Bonus.

If you drop below $10,000 during the Maintenance Period you will not be eligible for any cash bonus, even if you add more money.

You can re-enroll the same account or another Online Savings Account in the Cash Bonus if you enroll prior to 3/11/26. If you re-enroll the same account, any funds you deposited after 1/27/26 at 6pm ET will be counted as Eligible New Funds.

If you are still in your 10-day Funding Period, you can deposit more funds to restore your eligibility for the higher Bonus tier.

If you withdraw money during the 90-day Maintenance Period but still maintain the required balances to qualify for a lower tier, you may still qualify for the lower tier bonus if all other requirements for that lower tier are met. 

No, to qualify for a higher tier bonus, you must first meet the deposit requirements for that tier during the 10-day Funding Period following enrollment. Any new funds added during the 90-day Maintenance Period will not be counted toward the bonus.

If you drop below your required balances during the Maintenance Period, you won’t be able to return to the higher bonus even if you deposit more money. However, you may still be eligible for a lower bonus amount depending on your balances.

Yes, multiple deposits are allowed to reach the required $10,000, $50,000, or $100,000 minimum deposit. All eligible deposits must be made during the 10-day Funding Period.

Yes, as long as your enrolled account’s balance doesn’t fall below the Account Balance to Maintain (your balance as of 6:00 pm ET on 1/27/26 plus at least $10,000, $50,000, or $100,000 in new funds) for 90 consecutive days from the end of the 10-day Funding Period. If you do fall below the Account Balance to Maintain and lose your eligibility for a tier, you won't be able to add funds back to be eligible for that tier.

If you withdrew money after 6:00 pm ET on 1/27/26, you may be below your Enrolled Account Starting Balance, Total Starting Balance (across all your Marcus accounts), or both. You’ll need to restore your starting balance(s) by depositing external funds. After your starting balance is restored, you can deposit Eligible New Funds to qualify for a cash bonus.

No. Each customer is limited to one bonus offer, which can only be applied to a single account. But, for eligibility purposes, each account owner on a joint account will be treated as a separate customer. So, if you apply the bonus offer to a joint account, the remaining account owner(s) may apply this offer to another account they own if they have not done so already.

Yes. If you’re a new customer, you can take advantage of both offers, as long as you become a customer through the referral offer. To take advantage of both the referral promo and the Cash Bonus offer, first open your new Marcus Online Savings Account using the referral link you received. Then, enroll in the Cash Bonus as an existing customer. This will ensure you are enrolled for both the Cash Bonus offer and referral bonus.

Your bonus tracker is available anytime beginning 24 hours after enrollment. To track your bonus status, log in, select your Online Savings Account and select “Details: Active offer.” Your bonus tracker shows your Enrolled Account Starting Balance and Total Starting Balance as of 6:00 pm ET on 1/27/26, how much you’ve deposited in new funds, the Account Balance to Maintain, the Total Balance to Maintain, which cash bonus you’re eligible for and when your 90-day maintenance period will end. Your bonus tracker is updated once every night, so recent transactions may not appear until the following day.

The bonus will be deposited into your Enrolled Account within 14 days after fulfilling all the bonus requirements. See full offer terms for details.

If you fail to qualify for the Cash Bonus by either not meeting the balance requirements during the 10-Day Funding Period or by dropping below the required balances, you may try again by re-enrolling the same account, or a different account, in the promotion if the offer period is still ongoing. If you re-enroll the same account, any funds you deposited after 1/27/26 at 6pm ET will be counted as Eligible New Funds. If you enroll a different account, funds already deposited to a previously enrolled account will not count as Eligible New Funds. See “Is there a minimum amount I need to deposit to earn the Cash Bonus?” for more information about deposit requirements.

See full offer terms for details. Login to chat with us at marcus.com or give us a call at 1-855-730-7283. We're available 24 hours a day / 7 days a week.