Retirement Calculator

Our retirement calculator is designed to project potential retirement savings for individuals currently saving for retirement.

Understanding Our Retirement Calculator


Our calculator estimates whether your current retirement contributions and anticipated future contributions could meet your estimated income needs in retirement.

How did we get to this number? 

Based on the inputs that you provide, including the portfolio allocation you selected, we illustrate how your current savings and contributions could grow between now and the age you wish to retire. We then compare this number with what we estimate you might need based on your assumed expenses, life expectancy of 90 years and investment performance up to and during retirement. Our aim is to show if you might be off track so you can better plan to meet your retirement contribution goals.

This tool, using your inputs, calculates both your estimated retirement contributions and how much you may need to have saved (i.e., your “Target” amount) to cover your retirement expenses. All outputs are in today’s dollars, taking into account our estimation of future inflation.

Assumptions in our calculation impact the following categories and include:

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