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My GM Rewards® Mastercard®
My GM Rewards® Mastercard®
Earn 15,000 bonus points after spending $1,000 in your first 3 months.1 15,000 points is worth $150 in value when redeemed with GM towards vehicles, GM Certified Service and more GM purchases!
No annual fee.2
By clicking Apply Now, I acknowledge that Marcus by Goldman Sachs may share with Credit Karma information regarding my application decision. This will be used by Credit Karma in order to fulfill the Karma Guarantee
Applying does not impact your credit score.
Accepting a card offer after your application is approved will result in a hard inquiry, which may impact your credit score.
Points add up!
For example, if you spend $12,000 a year, you will earn at least 48,000 pts. That's equivalent to $480 annually in rewards toward future redemption with GM.1
A new GM vehicle
Cardmembers can redeem unlimited points toward an eligible. new GM vehicle purchase or lease.1
A GM Financial loan or lease payment
Pay with points. Redeem points towards your GM Financial account balance.1
GM Certified Pre-Owned vehicle
Redeem up to $1,000 in points value annually toward the purchase of a Chevrolet, Buick, GMC or Cadillac Certified Pre-Owned vehicle.1
GM Certified Service
Redeem your points toward paid GM Certified Service.1
GM parts and accesories
Redeem your points toward GM Genuine Parts and ACDelco Parts, eligible accessories, most OnStar plans, GM Financial account balance and GM Protection Plans, and Sirius XM® purchases.1
Apply with no impact to your credit score. Accepting a card after your application is approved will result in a hard inquiry, which may impact your credit score.
My GM Rewards
Unlock a world of appreciation that’s focused on you and your GM vehicle. Learn more about the program here.
Additional benefits
World Elite Mastercard benefits
$100 annual statement credit
Cardmembers can receive a $100 statement credit for $1,500 in fuel spend per calendar year*, or a $100 statement credit for six electric bill payments per calendar year for GM electric vehicle owners. Annual Benefit Activation Required.1
Vehicle Detailing Allowance
Get a $50 allowance when you use your My GM Rewards® Mastercard® for vehicle detailing at a participating GM dealer every calendar year.1
No annual fee
No annual fee, no foreign transaction fees, no cash advance fees. Late fees may apply.2
Authorized users
Add authorized users at no additional cost.
Small business owner? Explore the GM Business Card
2 0% Intro Purchase APR for the first 9 months as a Cardmember; after that, variable APRs range from 20.24% to 29.99% will apply, based on creditworthiness. Cash advances: variable APR of 29.99%. Up to $40 late penalty fee. Rates as of February 01, 2024. Rates and terms here.