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My GM Rewards® Mastercard®
My GM Rewards® Mastercard®
Earn 15,000 bonus points after spending $1,000 on the My GM Rewards Mastercard in your first 3 months.1 15,000 points is worth $150 in value when redeemed with GM towards vehicles, GM Certified Service and more GM purchases!
No annual fee.2
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Apply with no impact to your credit score!
Accepting a card offer after your application is approved will result in a hard inquiry, which may impact your credit score.
Earn 7X / 4X points
Earn 7 points for every $1 spent on purchases with GM, and 4 points for every $1 spent everywhere else.1 Points don’t expire as long as your account stays open and in good standing.
Redeem
Redeem points toward an eligible, new GM vehicle purchase or lease, your GM Financial account balance, paid GM Certified Service and other GM purchases.1
Low Intro APR
0% Intro APR on purchases for the first 9 months; thereafter, variable APR of 19.49% to 29.49%.2
Points add up!
For example, if you spend $1,000 a month, you will earn at least 48,000 points a year. That’s equivalent to $480 annually in rewards value redeemable towards:
A new GM vehicle
Redeem unlimited points toward the retail purchase or lease of eligible, new GM vehicles from authorized participating GM dealers.1
GM Financial account
Redeem points towards your GM Financial account balance (min 500 points required).1
GM Certified Pre-Owned vehicle
Redeem up to $1,000 in points valure (equal to 100,000 points) per calendar year toward eligible Certified Pre-Owned GM vehicles from authorized participating GM dealers.1
GM Certified Service
Redeem points towards paid GM Certified Service.1
GM parts and accesories
Redeem points toward GM Genuine and AC Delco Parts, eligible Accessories, most OnStar plans, Chevrolet, Buick, GMC and Cadillac Protection Plans, and SiriusXM®.1
Applying does not impact your credit score. Accepting a card after your application is approved will result in a hard inquiry, which may impact your credit score.
My GM Rewards
Unlock a world of appreciation that’s focused on you and your GM vehicle. Learn more about the program here.
Additional benefits
World Elite Mastercard benefits
$100 annual statement credit
Cardmembers can receive a $100 statement credit for $1,500 in fuel spend per calendar year, or a $100 statement credit for six electric bill payments per calendar year for GM electric vehicle owners. Annual Benefit Activation Required.1
Vehicle Detailing Allowance
Get a $50 allowance when you use your My GM Rewards Mastercard for vehicle detailing at a participating GM dealer every calendar year.1
No annual fee
No annual fee, no foreign transaction fees, or cash advance fees.2 Late fees may apply.
Authorized users
Add authorized users at no additional cost.
Business Owner? Explore the GM Business™ Mastercard®
GM Employee / Supplier? Explore the GM Extended Family™ Mastercard®
2 0% Intro Purchase APR for the first 9 months after account opening; after that, variable APR of 19.49% to 29.49% will apply, based on creditworthiness. Cash advances: variable APR of 29.99%. Up to $40 late penalty fee. Rates as of December 01, 2024. Rates and terms here: www.marcus.com/gm-rates-and-fees.