My GM Rewards® Mastercard®
My GM Rewards® Mastercard®
Get 15,000 bonus points after spending $1,000 in your first 3 months.1 15,000 points is worth $150 in value when redeemed with GM towards vehicles, GM Certified Service and more GM purchases!
No annual fee.2
Apply with no impact to your credit score!
Accepting a card offer after your application is approved will result in a hard inquiry, which may impact your credit score.
Existing cardmember? 
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Existing cardmember? Log in
Points add up!
For example, if you spend $1,000 a month, you will earn at least 48,000 points a year. That’s equivalent to $480 annually in rewards value redeemable towards:
A new GM vehicle
Redeem unlimited points toward a new GM vehicle purchase or lease.1
A GM Financial loan or lease payment
Redeem points towards your GM Financial lease or loan payments.1
GM Certified Pre-Owned vehicle
Redeem up to $1,000 toward the purchase of a Chevrolet, Buick, GMC or Cadillac Certified Pre-Owned vehicle.1
GM Certified Service
Redeem points towards GM Certified Service.1
GM parts and accesories
Redeem points towards GM Genuine and AC Delco Parts, and eligible accessories.1
Apply with no impact to your credit score. Accepting a card after your application is approved will result in a hard inquiry, which may impact your credit score.
My GM Rewards
Unlock a world of appreciation that’s focused on you and your GM vehicle. Learn more about the program here.
Additional benefits
World Elite Mastercard benefits
$100 annual statement credit
Earn $100 statement credit when you spend $1,500 on fuel per calendar year or earn a $100 statement credit when you use the your card to pay 6 months of your electric bills.1
Vehicle Detailing Allowance
Get a $50 allowance when you use your My GM Rewards Mastercard for vehicle detailing at a participating GM dealer every calendar year.1
No annual fee
No annual fee, no foreign transaction fees, no cash advance fee. Late fees may apply.2
Authorized users
Add authorized users at no additional cost.
Small business owner? Explore the GM Business Mastercard
2 0% Intro purchase APR for the first 9 months as a Cardmember; after that, variable APRs range from 20.24% to 29.99% based on creditworthiness. Balance transfers are not available at this time. Cash advances variable APR of 29.99%. Up to $40 late penalty fee. Rates as of February 01, 2024. Rates and terms here