We’re backed by over 150 years of Goldman Sachs financial expertise. See how small businesses put it to work.
Marcus has teamed up with leading platforms to help small businesses connect to financing that could help them grow
How a Business Line of Credit empowers small businesses
Gain the flexibility to request funds as needed
Keep the cost of borrowing predictable with competitive, fixed interest rates
Pay interest only on the amount borrowed
Frequently asked questions
What is a Marcus Business Line of Credit?
The Marcus Business Line of Credit is a flexible financing option designed for small businesses. Businesses can request funds as needed during a 12-month draw period (learn more). Interest accrues at a fixed rate only on the amount your business borrows. Minimum payments are due every two weeks.
At the end of the draw period, the business may have the option to renew the line, subject to approval, and continue to request funds. If the line isn’t renewed, the outstanding balance is repaid in equal payments every two weeks over the next 12 months at the same fixed interest rate – or prepay at any time, without penalty.
How is this different from a business credit card?
With the Marcus Business Line of Credit, funds are transferred directly to your business’ bank account for additional flexibility.
How is this different from a traditional business loan?
With a Marcus Business Line of Credit, the business is able to request funds as needed and pay interest only on the borrowed amount (learn more).
Want to grow your platform?
Deepen the relationship with your small business customers by providing them access to lines of credit from Marcus by Goldman Sachs.
Integrate with our APIs in weeks, not months. Interested in learning more? Check out our developer docs.