Nurture your business with a line of credit designed for Walmart sellers

Fuel your business with a line of credit designed for Amazon Pay merchants

Flexible, fixed-rate financing — now, for a limited time, with lower rates for eligible businesses and $0 maintenance fees

Nurture your business with a line of credit designed for Walmart sellers

Flexible, fixed-rate financing — now, for a limited time, with lower rates for eligible businesses and $0 maintenance fees

For a limited time, Marcus is offering special rates to eligible businesses and $0 maintenance fees. You’re invited to apply.

A line of credit that’s built for Amazon Pay merchants

Competitive, fixed interest rates

Keep borrowing costs predictable with a fixed interest rate, ranging from 6.99% to 9.99%

See options in two steps

Our 100%-digital experience makes it simple to see options for your business without impacting your personal credit score, after we get some basic information

Request funds as needed

Build inventory, fund operations and take advantage of opportunities

Only the most creditworthy applicants qualify for the lowest rates. Seeing options may be reflected on your business’ credit report.

Key requirements for you and your business

  • A US business that’s at least 1 year old
  • A US business bank account
  • Ownership of 25% or more of the business
  • The authority to apply for credit for the business
  • Good personal credit

How a Marcus Business Line of Credit works

Request funds as needed during the 12-month draw period

The amount due on each statement is 2% of the drawn principal balance plus fees, if any. It’s automatically debited from your business banking account every two weeks. Learn more about draw requests.

Renew the line, or pay down the balance over the next 12 months

Renew the line of credit, subject to approval, and continue to request funds. If the line isn’t renewed, the outstanding balance is repaid in equal payments every two weeks at the same fixed interest rate — or prepay at any time, without penalty.

Transparent pricing and terms

Fixed interest rates and no hidden fees

APR

Fixed rates from 6.99% to 9.99% 

Maintenance fee

$0

Origination fee

No, never.

Prepayment penalty

No, never.

Late fee

Greater of $25 or 5% of past due amount

Payment schedule

Payments are due every 2 weeks and withdrawn automatically with required AutoPay. Additional payments may be made at any time.

Only the most creditworthy applicants qualify for the lowest rates. 

Frequently asked questions

Give us a call at 1-833-906-2224 and we’ll be happy to help.