The high-yield Online Savings Account you deserve

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Our award-winning savings account provides a rate that’s 4X the National Average (try our Calculator), is easy to set up and offers convenient 24/7 account access – all backed by the financial expertise of Goldman Sachs.

No fees and no minimum deposit
Link other bank accounts for incoming and outgoing transfers
Contact Center available 7 days a week
FDIC insured

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3.00

%

APY

Annual Percentage Yield (APY) as of December 06, 2022. APY may change at any time before or after account is opened. Maximum balance limits apply. A maximum of six (6) withdrawals or transfers per monthly statement period are allowed.

Our rates as of December 06, 2022
Comparison banks' rates as of November 29, 2022

The comparison is limited to the largest US banks and does not include rates of other online banks. Rates of the selected banks were obtained from Informa Research Services, www.informars.com, and reflect New York high yield savings rates for similar products offered at the select banks with a minimum balance of at least $2,500. Informa has obtained the data from the various financial institutions that it tracks and its accuracy cannot be guaranteed.

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The National Average is based on the APY average for high-yield savings accounts with a minimum balance of at least $2,500 offered by the top 50 US banks (ranked by total deposits) as reported by Informa Research Services, www.informars.com. Informa has obtained the data from various financial institutions that it tracks and its accuracy cannot be guaranteed. All APYs are subject to change. National Average rate effective as of April 6, 2021. Our rate for purposes of this comparison as of April 6, 2021.

How to open an account

It takes just few minutes to start saving for your future

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Begin our secure (and fast) account opening process

Enter your information

Including your name, address, date of birth and Social Security Number

Transfer funds

Link to your account at another bank

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See what others are saying

Best Banks for Savings - 2019

"Marcus' high-rate savings account is a terrific option for parking your emergency fund and earning top interest."

Best Savings Accounts - 2020

“Goldman Sachs is one of the most well-known names in banking, and its consumer division Marcus offers a user-friendly, no-fee, high-interest savings account.”