Our award-winning savings account provides a rate that’s 4X the National Average (try our Calculator), is easy to set up and offers convenient 24/7 account access online or via the Marcus app – all backed by the financial expertise of Goldman Sachs.
Annual Percentage Yield (APY) as of March 21, 2023. APY may change at any time before or after account is opened. Maximum balance limits apply.
The national average rate referenced is from the FDIC's published National Rates and Rate Caps for Savings deposit products, accurate as of January 17, 2023. See the FDIC website for more information.
Marcus will process transfers of $100,000 or less made through Marcus by 12 pm ET on a business day, by 5 pm ET that day. For outgoing transfers, check with your external bank regarding availability of funds sent by Marcus. For incoming transfers, you’ll start earning interest on the transfer amount the day your request is received. All transfers are subject to conditions that may delay funds, such as transfers made in connection with an account closing.
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Link to your account at another bank
Try our savings interest calculator to see how much interest you could be earning with a Marcus Online Savings Account vs. other banks. Our savings interest calculator is designed with transparency in mind to help you achieve your financial goals.
Annual Percentage Yield (APY) as of March 21, 2023. APY may change at any time before or after account is opened.
This calculator is for illustrative purposes only and may not apply to your individual circumstances. Calculated values assume that principal and interest remain on deposit and are rounded to the nearest dollar. All APYS are subject to change.
Rates of the selected banks reflect New York savings rates for similar products at the select banks with a minimum balance of $2,500. Rates may vary by state and do not account for bonus, special or promotional APYs. National Average is based on the APY average for high yield savings accounts with a minimum balance of at least $2,500 offered by the top 50 US banks (ranked by total deposits). Rates of selected banks and the National Average as reported by Informa Financial Intelligence, www.informars.com. Informa has obtained the data from the various financial institutions that its tracks and its accuracy cannot be guaranteed. This calculator does not include all savings accounts available in the marketplace.
Our rate as of March 21, 2023.
Comparison banks’ rates as of March 14, 2023.
National Average rate effective as of March 14, 2023.
Rest easy knowing your accounts are FDIC-insured
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Savings Specialists are available Monday to Friday from 8 am – 10 pm ET and Saturday to Sunday from 9 am – 7 pm ET