High-yield Online Savings Account

Our award-winning savings account provides a rate that’s 4X the National Average, is easy to set up and offers convenient 24/7 account access online or via the Marcus app – all backed by the financial expertise of Goldman Sachs.

Why open a Marcus Online Savings Account?


Minimum to open:


Annual Percentage Yield:


Monthly Service Fees:


How to open an account

It takes just minutes to start saving for your future.

Click Open Now

Begin our secure (and fast) account opening process.

Enter your information

Including your name, address, date of birth and Social Security Number.

Transfer funds

Link to your account at another bank.

The National Average is based on the APY average for high-yield savings accounts with a minimum balance of at least $2,500 offered by the top 50 US banks (ranked by total deposits) as reported by Informa Financial Intelligence, www.informars.com. Informa has obtained the data from various financial institutions that it tracks and its accuracy cannot be guaranteed. All APYs are subject to change. National Average rate effective as of October 6, 2020. Our rate for purposes of this comparison as of October 6, 2020.

Marcus will complete transfers of $100,000 or less made through Marcus by 12 pm ET on a business day, by 5 pm ET that day. For outgoing transfers, check with your external bank regarding availability of funds sent by Marcus. For incoming transfers, Marcus will post funds to your account and you’ll start earning interest on the day they’re received, but those funds will remain subject to Marcus’ funds availability rules.

Got questions?

Get answers and information about growing your savings at Marcus.

We’re here to help

Savings Specialists are available Monday to Friday from 8 am – 10 pm E.T. and Saturday to Sunday from 9 am – 7 pm E.T.