No-Penalty CD:

Lock in a great rate without locking up your money

Whether you want to save for a financial goal or maintain flexibility for whatever life brings, our fixed-rate No-Penalty CD in a variety of terms lets you do both — with a guaranteed return.

  • Earn a competitive fixed rate.
  • Ability to withdraw your full balance beginning 7 days after funding.
  • $500 minimum balance. Multiple terms available.

Guaranteed return assumes funds are held through end of the term

13-Month No-Penalty CD

3.30% APY

Minimum deposit

$500

No Penalty CD:

Lock in a great rate without locking in your money

Whether you want to save for a financial goal or maintain flexibility for whatever life brings, our fixed-rate No-Penalty CD in a variety of terms lets you do both — with a guaranteed return.

  • Earn a competitive fixed rate.
  • Ability to withdraw your full balance beginning 7 days after funding.
  • $500 minimum balance. Multiple terms available.

Guaranteed return assumes funds are held through end of the term

13-Month No-Penalty CD

3.30% APY

Minimum deposit

$500

Keep your money growing and your options open

Withdraw your money if you need it. No gimmicks. No hidden fees. No questions asked.

Lock in a great rate for a guaranteed rate of return

Easy online withdrawal with no penalty, beginning 7 days after funding

Keep all of the interest earned, even with early withdrawal

Choose the term that works for you

Annual
Percentage Yield

Minimum
Deposit

Early Withdrawal
Penalty

7 Month No-Penalty CD

0.45%

$500

No

11 Month No-Penalty CD

0.35%

$500

No

13 Month No-Penalty CD

3.30%

$500

No

Annual Percentage Yield (APY) as of December 08, 2022. APY may change before a No-Penalty CD is opened and funded. Can withdraw full balance beginning 7 days after funding.

No-Penalty CD Calculator

Find out how much interest you could earn with a Marcus No-Penalty CD. Whether you want to save for a financial goal or simply lock in a competitive rate, consider our No-Penalty CD for a guaranteed rate of return.

Questions about the No-Penalty CD