Switch to Marcus and start earning 4X the National Average!

Open an Online Savings Account today. Check our High-Yield Savings Calculator below to see how much you can earn. You can open an account in minutes. Then link to your account at another bank and transfer funds easily.


Competitive rate is 4X the National Average

No fees, including monthly service fees

No minimum deposit ($1 balance required to earn stated APY)

FDIC Insured

The National Average is based on the APY average for high-yield savings accounts with a minimum balance of at least $2,500 offered by the top 50 US banks (ranked by total deposits) as reported by Informa Research Services, www.informars.com. Informa has obtained the data from various financial institutions that it tracks and its accuracy cannot be guaranteed. All APYs are subject to change. National Average rate effective as of January 4, 2019. Our rate effective as of January 4, 2019.

Annual Percentage Yield:


Minimum to earn APY:


Monthly Service Fees:


See the difference 4X can make for you!

Use our Savings Calculator below to compare.

How to open an account

It only takes a few minutes to start saving for your future.

Click “Open Now”

Begin our secure (and fast) account opening process.

Enter your information

Including your name, date of birth and Social Security Number.

Transfer funds

Link to your account at another bank.

Do you know the interest rate on your savings account?

People are shocked at how little their bank pays.

Do you know the interest rate on your savings account?

People are shocked at how little their bank pays.

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What bank do you have a savings account with? [Bleeps] Your bank's savings account rate is point-zero-five percent. Point-zero-five. Point-zero-one percent. Okay, I knew it was pretty low. Point-zero-one. Wow. Say this is what you're making with your current, point-zero-one rate. This is what you could be earning with a Marcus Online Savings Account rate of two-point-zero-five percent. One, two, three ... seven, eight ... twelve, thirteen ... twenty-two, twenty-three. Man, where can I sign up? Is your rate four times the national average?

We’re here to help

Savings Specialists are available at our US-based Call Center Monday to Friday, 8 am - 10 pm or Saturday to Sunday, 9 am - 7 pm ET.

Got questions?

Get answers to your questions about our Online Savings Account and all our savings products.