Our award-winning savings account provides a rate that’s 4X the National Average (try our Calculator), is easy to set up and offers convenient 24/7 account access online or via the Marcus app – all backed by the financial expertise of Goldman Sachs.
Annual Percentage Yield (APY) as of January 17, 2021. APY may change at any time before or after account is opened. Maximum balance limits apply.
Our rates as of January 17, 2021
Comparison banks' rates as of January 12, 2021
The comparison is limited to the largest US banks and does not include rates of other online banks. Rates of the selected banks were obtained from Informa Financial Intelligence, www.informars.com, and reflect New York high yield savings rates for similar products offered at the select banks with a minimum balance of at least $2,500. Informa has obtained the data from the various financial institutions that it tracks and its accuracy cannot be guaranteed.
The National Average is based on the APY average for high-yield savings accounts with a minimum balance of at least $2,500 offered by the top 50 US banks (ranked by total deposits) as reported by Informa Financial Intelligence, www.informars.com. Informa has obtained the data from various financial institutions that it tracks and its accuracy cannot be guaranteed. All APYs are subject to change. National Average rate effective as of October 6, 2020. Our rate for purposes of this comparison as of October 6, 2020.
Marcus will complete transfers of $100,000 or less made through Marcus by 12 pm ET on a business day, by 5 pm ET that day. For outgoing transfers, check with your external bank regarding availability of funds sent by Marcus. For incoming transfers, Marcus will post funds to your account and you’ll start earning interest on the day they’re received, but those funds will remain subject to Marcus’ funds availability rules.
Annual Percentage Yield (APY) as of January 17, 2021. APY may change at any time before or after account is opened. Maximum balance limits apply. A maximum of six (6) withdrawals or transfer per monthly statement period are allowed.
This calculator is for illustrative purposes only and may not apply to your individual circumstances. Calculated values assume that principal and interest remain on deposit and are rounded to the nearest dollar. All APYS are subject to change.
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Savings Specialists are available Monday to Friday from 8 am – 10 pm ET and Saturday to Sunday from 9 am – 7 pm ET