FDIC-Insured – Backed by the full faith and credit of the U.S. Government. Goldman Sachs Bank USA, Salt Lake City Branch.
FDIC-Insured – Backed by the full faith and credit of the U.S. Government. Goldman Sachs Bank USA, Salt Lake City Branch.
FDIC-Insured – Backed by the full faith and credit of the U.S. Government. Goldman Sachs Bank USA, Salt Lake City Branch.
We stand by our High-Yield CDs with a 10-Day CD Rate Guarantee.
Open a High-Yield CD and deposit at least $500 within the first 10 days. If the rate on your selected CD term changes during this time, you’ll get the higher rate—automatically.
If your Marcus CD account reaches the $500 minimum deposit within 10 days of the day you open your Marcus CD account (opening day plus 10 days), you will receive the highest published interest rate and Annual Percentage Yield (APY) we offer on the Marcus CD product and term you selected during that period, starting on your account opening date and extending for 10 days. This only applies to Marcus branded CD products.
If your Marcus CD account does not reach the $500 minimum deposit within 10 days of the day you open your account, your rate will be the interest rate and APY available for your Marcus CD product and term on the day your Marcus CD account reaches the $500 minimum deposit.
Annual Percentage Yield |
Minimum Deposit |
||
---|---|---|---|
6 months |
4.10% |
$500 |
Yes |
9 months |
4.15% |
$500 |
Yes |
12 months |
4.25% |
$500 |
Yes |
18 months |
3.90% |
$500 |
Yes |
2 years |
3.70% |
$500 |
Yes |
3 years |
3.65% |
$500 |
Yes |
4 years |
3.65% |
$500 |
Yes |
5 years |
3.65% |
$500 |
Yes |
6 years |
3.65% |
$500 |
Yes |
Annual Percentage Yield (APY) as of December 13, 2024. APY may change before a CD is opened and funded. Penalties that may reduce CD earnings will apply to a withdrawal of principal prior to maturity. $500 minimum to open a CD and to earn stated APY. Maximum balance limits apply.
Lock in a fixed rate so you know exactly how much interest you'll earn. Guaranteed return assumes funds are held through the end of the term.
Choose from a variety of terms to find one that works for your needs.
You have options for reaching your financial goals. Explore rates with our calculator below.
Best CD Accounts for 2023
"Marcus offers CD rates that beat the national average."
Conveniently manage your CD maturity plan online, up to one year before maturity.