High-yield Certificates of Deposit

Lock in a fixed rate for a guaranteed return so you can save with confidence. Try our Online Calculator below to see how much your savings could grow. 


At Marcus, our high-yield CD comes with our 10-Day CD Rate Guarantee. Open a CD and deposit at least $500 within the first 10 days. If the rate on your selected CD term goes up during this time, you'll get that rate — automatically. Learn more


Guaranteed return assumes funds are held through end of the term.

Choose your term to compare rates

6 mo
6 yr

Annual Percentage Yield (APY) may change before CD is opened and funded. Penalties that may reduce CD earnings will apply to a withdrawal of principal prior to maturity. $500 minimum to open a CD and to earn stated APY. Maximum balance limits apply.


Our rates as of February 28, 2020
Comparison banks' rates as of February 25, 2020


The comparison is limited to the largest US banks and does not include rates of other online banks. Rates of the selected banks were obtained from Informa Financial Intelligence, www.informars.com, and reflect New York high yield savings rates for similar products offered at the select banks with a minimum balance of at least $2,500. Informa has obtained the data from the various financial institutions that it tracks and its accuracy cannot be guaranteed.

Our range of fixed-rate CDs offer steady growth and a guaranteed return, so your money works for you.

Guaranteed return

Lock in a fixed rate so you know exactly how much interest you'll earn

From six months to six years

Terms that work on your schedule

Competitive rates and terms

You have options for reaching your financial goals


How to open an account

It only takes a few minutes to start saving for your future.

Click Open Now

Begin our secure (and fast) account opening process. Choose a CD term from 6 months to 6 years.

Enter your information

Including your name, address, date of birth and Social Security Number.

Transfer funds

Link to your account at another bank.

Got questions?

Get answers and information about growing your savings at Marcus.

We’re here to help

Savings Specialists are available Monday to Friday from 8 am – 10 pm ET and Saturday to Sunday from 9 am – 7 pm ET

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