High-yield Certificates of Deposit

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Find the right fixed-rate CD for your needs. Try our CD Calculator below to see how much your savings could grow.

We stand by our high-yield CDs with a 10-Day CD Rate Guarantee. Open a CD and deposit at least $500 within the first 10 days. If the rate on your selected CD term goes up during this time, you'll get that rate — automatically. Click here for details.

10-Day CD Rate Guarantee
Open in minutes
$500 minimum balance
Conveniently manage your account—and set maturity instructions—online
US-based Contact Center open 7 days a week

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Guaranteed return assumes funds are held through end of the term.

6 mo

6 yr

Annual Percentage Yield (APY) may change before CD is opened and funded. Penalties that may reduce CD earnings will apply to a withdrawal of principal prior to maturity. $500 minimum to open a CD and to earn stated APY. Maximum balance limits apply.

Our rates as of May 26, 2020
Comparison banks' rates as of May 19, 2020

The comparison is limited to the largest US banks and does not include rates of other online banks. Rates of the selected banks were obtained from Informa Financial Intelligence, www.informars.com, and reflect New York high yield savings rates for similar products offered at the select banks with a minimum balance of at least $2,500. Informa has obtained the data from the various financial institutions that it tracks and its accuracy cannot be guaranteed.

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Are you getting a guaranteed return on a fixed-rate CD? Take a closer look at Marcus

Guaranteed return

Lock in a fixed rate so you know exactly how much interest you'll earn

From six months to six years

Terms that work on your schedule

Competitive rates and terms

You have options for reaching your financial goals

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Online CD Maturity Center

Conveniently manage your CD maturity plan online, up to one year before maturity

How to open an account

It only takes a few minutes to start saving for your future.

step1

Click Open Now

Begin our secure (and fast) account opening process. Choose a CD term from 6 months to 6 years.

step2

Enter your information

Including your name, address, date of birth and Social Security Number.

step3

Transfer funds

Link to your account at another bank.

Learn More

Guide to CDs

We cover everything from the fundamentals to CD strategies.

You Opened a CD with Marcus, Now What?

Sit back and watch your savings grow.

How to Build a CD Ladder – and Why

CD laddering can be a way to boost your savings.

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Got questions?

Get answers and information about growing your savings at Marcus.

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We’re here to help

Savings Specialists are available Monday to Friday from 8 am – 10 pm ET and Saturday to Sunday from 9 am – 7 pm ET

(1-855-730-7283)

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