High-yield Certificates of Deposit

Find the right fixed-rate CD for your needs. Try our CD Calculator below to see how much your savings could grow.

We stand by our high-yield CDs with a 10-Day CD Rate Guarantee. Open a CD and deposit at least $500 within the first 10 days. If the rate on your selected CD term goes up during this time, you'll get that rate — automatically. Click here for details.

10-Day CD Rate Guarantee
Open in minutes
$500 minimum balance
Conveniently manage your account—and set maturity instructions—online
US-based Contact Center open 7 days a week

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Guaranteed return assumes funds are held through end of the term.

6 mo

6 yr

Annual Percentage Yield (APY) may change before CD is opened and funded. Penalties that may reduce CD earnings will apply to a withdrawal of principal prior to maturity. $500 minimum to open a CD and to earn stated APY. Maximum balance limits apply.

Our rates as of August 09, 2020
Comparison banks' rates as of July 21, 2020

The comparison is limited to the largest US banks and does not include rates of other online banks. Rates of the selected banks were obtained from Informa Financial Intelligence, www.informars.com, and reflect New York high yield savings rates for similar products offered at the select banks with a minimum balance of at least $2,500. Informa has obtained the data from the various financial institutions that it tracks and its accuracy cannot be guaranteed.

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