High-Yield Certificates of Deposit

  • Open in minutes
  • $500 minimum balance
  • Manage your account and set maturity instructions online
  • Contact Center available 7 days a week
  • 10-Day CD Rate Guarantee

Try the CD Calculator >

We have terms to fit your goals

%
APY
6 mo
6 yr

Annual Percentage Yield (APY) may change before CD is opened and funded. Penalties that may reduce CD earnings will apply to a withdrawal of principal prior to maturity. $500 minimum to open a CD and to earn stated APY. Maximum balance limits apply.

 

Our rates as of January 29, 2022
Comparison banks' rates as of January 25, 2022

 

The comparison is limited to the largest US banks and does not include rates of other online banks. Rates of the selected banks were obtained from Informa Financial Intelligence, www.informars.com, and reflect New York high yield savings rates for similar products offered at the select banks with a minimum balance of at least $2,500. Informa has obtained the data from the various financial institutions that it tracks and its accuracy cannot be guaranteed.

ic_calendar

We stand by our high-yield CDs with a 10-Day CD Rate Guarantee.

Open a CD and deposit at least $500 within the first 10 days. If the rate on your selected CD term goes up during this time, you’ll get that rate – automatically.

High-Yield
Certificates of Deposit

  • Open in minutes
  • $500 minimum balance
  • Manage your account and set maturity instructions online
  • Contact Center available 7 days a week
  • 10-Day CD Rate Guarantee

Try the CD Calculator >

We have terms to fit your goals

%
APY
6 mo
6 yr

Annual Percentage Yield (APY) may change before CD is opened and funded. Penalties that may reduce CD earnings will apply to a withdrawal of principal prior to maturity. $500 minimum to open a CD and to earn stated APY. Maximum balance limits apply.

 

Our rates as of January 29, 2022
Comparison banks' rates as of January 25, 2022

 

The comparison is limited to the largest US banks and does not include rates of other online banks. Rates of the selected banks were obtained from Informa Financial Intelligence, www.informars.com, and reflect New York high yield savings rates for similar products offered at the select banks with a minimum balance of at least $2,500. Informa has obtained the data from the various financial institutions that it tracks and its accuracy cannot be guaranteed.

Image shows an icon of a calendar made up of a light blue square with two small dark blue rectangles on the top representing a spiral binding.

We stand by our high-yield CDs with a 10-Day CD Rate Guarantee.

Open a CD and deposit at least $500 within the first 10 days. If the rate on your selected CD term goes up during this time, you’ll get that rate – automatically.

High-Yield Certificates of Deposit

  • Open in minutes
  • $500 minimum balance
  • Manage your account and set maturity instructions online
  • Contact Center available 7 days a week
  • 10-Day CD Rate Guarantee

Try the CD Calculator >

ic_calendar

We stand by our high-yield CDs with a 10-Day CD Rate Guarantee.

Open a CD and deposit at least $500 within the first 10 days. If the rate on your selected CD term goes up during this time, you’ll get that rate – automatically.

We have terms to fit your goals

%
APY
6 mo
6 yr

Annual Percentage Yield (APY) may change before CD is opened and funded. Penalties that may reduce CD earnings will apply to a withdrawal of principal prior to maturity. $500 minimum to open a CD and to earn stated APY. Maximum balance limits apply.

 

Our rates as of January 29, 2022
Comparison banks' rates as of January 25, 2022

 

The comparison is limited to the largest US banks and does not include rates of other online banks. Rates of the selected banks were obtained from Informa Financial Intelligence, www.informars.com, and reflect New York high yield savings rates for similar products offered at the select banks with a minimum balance of at least $2,500. Informa has obtained the data from the various financial institutions that it tracks and its accuracy cannot be guaranteed.

The Marcus high-yield CD: Take a closer look

Guaranteed return

Lock in a fixed rate so you know exactly how much interest you'll earn.

 

Guaranteed return assumes funds are held through the end of the term.

From six months to six years

Choose from a variety of terms to find one that works for your needs.

Competitive rates and terms

You have options for reaching your financial goals. Explore rates with our calculator below.

Online CD Maturity Center

Conveniently manage your CD maturity plan online, up to one year before maturity

Online CD
Maturity Center

Conveniently manage your CD maturity plan online, up to one year before maturity.

How to open an account

It takes just a few steps to start saving for your future.
step1

Click Open Now

Begin our secure (and fast) account opening process. Choose a CD term from 6 months to 6 years.
step2

Enter your information

Including your name, address, date of birth and Social Security Number.
step3

Transfer funds

Link to your account at another bank.

Common Questions About High-Yield CDs

Specialists are available

Savings Specialists are available Monday to Friday from 8 am – 10 pm ET and Saturday to Sunday from 9 am – 7 pm ET

Still have questions?

Get in-depth answers to your questions about all of our savings products