No-Penalty CD. Lock in a great rate without locking in your money

With our No-Penalty CD, you get the power to earn a competitive fixed rate, plus the flexibility to withdraw your full balance if you need it beginning 7 days after funding.

 

Whether you want to save for a financial goal or simply lock in a competitive rate, consider a No-Penalty CD for a guaranteed rate of return.

 

Click here to see how the No-Penalty CD compares to some of our other savings options.

Guaranteed return assumes funds are held through end of the term.

7-month No-Penalty CD

2.10%

Minimum deposit

$500

Early withdrawal penalty

$0

Keep your money growing and your options open

That's it. No gimmick. No hidden fees. No questions asked.

Lock in a great rate for a guaranteed return

Easy online withdrawal with no penalty, beginning 7 days after funding

Keep all of the interest earned, even with early withdrawal

  

Compare Some of Our Savings Options

7-Month No-Penalty CD

Rate:
2.10% APY (fixed)

Access:
Withdraw full balance beginning 7 days after funding.

Fees / Penalties:
No fees, and no early withdrawal penalty beginning 7 days after funding

Min Balance:
$500

Online Savings Account

Rate:
2.00% APY (variable)

Access:
Six withdrawals per month.

Fees / Penalties:
No fees

Min Balance:
$0 to open

12-Month CD

Rate:
2.25% APY (fixed)

Access:
Principal amount is locked in until term ends. Interest earned can be withdrawn at any time.

Fees / Penalties:
Early withdrawal penalty if you withdraw funds before term ends.

Min Balance:
$500

Annual Percentage Yields (APYs) as of September 18, 2019. Maximum balance limits apply.

No-Penalty CD: APY may change at any time before a No-Penalty CD is opened and funded. Withdrawals permitted beginning seven days after the funding date. $500 minimum to earn stated APY for No-Penalty CD.

Online Savings Account: APY may change at any time before or after account is opened. Maximum balance limits apply. A maximum of six (6) withdrawals or transfers per monthly statement period are allowed.

Certificate of Deposit: APY may change at any time before CD is opened and funded. Penalties that may reduce CD earnings will apply to a withdrawal of principal prior to maturity. $500 minimum to open a CD and earn stated APY.