Worried about debt? You’re not alone

Sometimes, life just happens. Maybe it was a root canal or a few spontaneous vacations, but nearly 2 in 5 creditworthy Americans find themselves currently in credit card debt.

With a credit card, you can make numerous transactions and spend up to your credit limit. You just need to be sure to stick to the terms of your credit card agreement, make your payments on time and stay within your credit limit. But even if you make all your monthly payments on time, you could still end up putting unexpected expenses like surgery for a torn ACL on your credit card, which can feel stressful.

This is where credit card debt consolidation with a personal loan comes in handy. 77% of creditworthy Americans who are currently in credit card debt don’t know that a personal loan can be used to pay off that debt.

Learn more about credit card debt consolidation

This article is for informational purposes only and is not a substitute for individualized professional advice. Articles on this site were commissioned and approved by Marcus by Goldman Sachs®, but may not reflect the institutional opinions of Goldman Sachs Group, Inc., Goldman Sachs Bank USA or any of their affiliates, subsidiaries or divisions.