Types of Personal Loans at Marcus 

Debt Consolidation


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Credit Card Consolidation


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Home Improvement


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Marcus by Goldman Sachs® offers personal loans for your different needs and occasions with no fees.

Types of Personal Loans

Consolidating multiple balances into one monthly payment with Marcus can simplify your finances and, if you qualify for a lower interest rate, even save you money.

A home improvement loan from Marcus can help make your place feel a little more you and may help increase the value of your home — without the fees, the appraisal or the hassle. The application process is easy.

From the perfect venue to the right caterer, wedding expenses can really add up. A loan from Marcus could help you and your loved one usher in your new life together.

Starting a new chapter in your life should be exciting, not stressful. A personal loan may help cover costs associated with moving, which can provide extra peace of mind.

A little time away is a great way to refresh. A personal loan from Marcus could help you handle vacation costs. The money from the loan can be used for anything related to a vacation.

If you’re someone who has several credit card bills, you may be able to pay off your higher-interest debt faster by consolidating it into a single loan payment with a lower interest rate.

With an installment loan, the borrower repays the loan over a mutually agreed-upon amount of time with a specific set number of scheduled payments. Simple as that.

Types of Personal Loans

More about the different types of loans at Marcus


A Marcus personal loan is essentially, an online unsecured loan. Online loans are loans that you can apply for online instead of going into a bank — or anywhere, for that matter. In addition to the convenience factor, online loans offer some potential savings. Rates may be more favorable than those from traditional banks or credit unions, because online lenders don’t have to pay for the cost of supporting physical branches.

An unsecured loan is a loan that does not require you to put up items you own, such as your car or home, as collateral to qualify for the loan. Approval for an unsecured loan typically requires an evaluation of your creditworthiness, income and ability to pay.

Unexpected expenses are a common occurrence for many and they can come at a big price tag. Even expected expenses, when budgeted and planned for can require some help when cash on hand can’t cover everything. For those who qualify, Marcus offers various types of loans that may suit your needs, with no fees and a fixed rate.


Find the personal loan for you

Explore your loan options, and pick the one that best suits your needs. Talk about easy.

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