We're Offering Personal Loans With No Fees. Ever.

Paying down higher interest debt is easier with:

  • No sign-up fees
  • No prepayment fees

Truly, no fees. Ever.

  Loans up to


Enroll in AutoPay & Save




See if you're eligible for a personal loan from Marcus

Loans up to


Enroll in AutoPay & Save




  • No fees: Personal loans from $3,500 - $40,000 with no fees, ever. Our personal loans truly have no fees.
  • Fixed APR: Fixed rates for the life of your personal loan. Our personal loans have fixed rates so you know exactly how much you owe each month. Rates range from 6.99% to 19.99% APR.
  • On-time payment reward: Pay your loan on time and in full every month for 12 consecutive months and you can skip a month. Interest will not accrue during this time, we'll just extend your loan for one month. 


AutoPay Discount: Receive a .25% APR reduction when you enroll in AutoPay. This reduction will not be applied if AutoPay is not in effect. When enrolled, a larger portion of your monthly payment will be applied to your principal loan amount and less interest will accrue on your loan, which may result in a smaller final payment. See loan agreement for details.

Rates range from 6.99% to 19.99% APR, and loan terms range from 36 to 72 months. Only the most creditworthy applicants qualify for the lowest rates and longest loan terms. Rates will generally be higher for longer-term loans. Learn more.

Payment deferral: After making 12 or more consecutive monthly payments, you can defer one payment as long as you have made all of your prior payments in full and on time. We will waive any interest incurred during the deferral, and extend your loan by one month (you will pay interest during this extra month). Your payments resume as usual the month after the deferral. You must request a deferral at least 16 days before the payment you want to defer is due.

Get personal loan options in as few as 5 minutes

Here's how it works
Step 1

Tell us about yourself

We'll customize your personal loan options based on your input.
Step 2

Choose your personal loan

Explore your personal loan options, and pick one that suits your budget and time frame.
Step 3

Complete your application

Add a few details to verify your identity and finalize your personal loan application.

See what our customers say about Marcus personal loans

Types of Personal Loans

Consolidating multiple balances into one monthly payment with a Marcus personal loan could simplify your finances and, if you qualify for a lower interest rate, even save you money.

A home improvement personal loan from Marcus can help make your place feel a little more you and may help increase the value of your home — without the fees, the appraisal or the hassle. The application process is easy.

From the perfect venue to the right caterer, wedding expenses can really add up. A personal loan from Marcus could help you and your loved one usher in your new life together.

Starting a new chapter in your life should be exciting, not stressful. A personal loan may help cover costs associated with moving, which can provide extra peace of mind.

A little time away is a great way to refresh. A personal loan from Marcus could help you handle vacation costs.

Types of Personal Loans

    Debt Consolidation Loan

    Home Improvement Loan

    Wedding Loan

    Moving and Relocation Loan

    Vacation Loan

How a Marcus personal loan stacks up

Lending Club



Direct Payment to Credit Card

Learn more

No Sign-Up Fee

No Late Fees

Customize Monthly Payment

Competitor information from company websites as of 6/15/2020

Common Questions About Personal Loans

Still have questions? Get in-depth answers about our personal loans. Visit our FAQs

Connect with us on social media

Join our Marcus social media community, where we share content and inspiration to help improve your financial health. See you there!