Personal Loans With No Fees. Ever.

Marcus offers no-fee, fixed-rate personal loans that can be used to pay off high interest credit cards, for major purchases, for home improvement, or for special occasions.
Find your loan options

Personal Loans With No Fees. Ever.

Marcus offers no-fee, fixed-rate personal loans that can be used to pay off high interest credit cards, for major purchases, for home improvement, or for special occasions.
You could be saving$0.00with a 48-month loan
This calculation assumes (1) equal monthly payment amounts for the credit card and Marcus loan, (2) a FICO score of 700 to 740, (3) an 16.99%  the average credit card APR for your chosen FICO band with 54 on-time monthly payments and (4) the an 12.99% average Marcus APR for your chosen FICO band with 48 on-time monthly payments. For a $15,000 loan with a credit card APR of 16.99% and a Marcus APR of 12.99%, that means an estimated total cost of $21,551.15 for the credit card vs. $19,312.34 for Marcus. Actual savings will vary based on your actual APRs and credit terms.

Personal Loans With No Fees. Ever.

Marcus offers no-fee, fixed-rate personal loans that can be used to pay off high interest credit cards, for major purchases, for home improvement, or for special occasions.
Find my loan options

Personal loans with just the funds and none of the fees.

 

Loans up to
$40,000
APRs range from
6.99% to 24.99%

No fees.

Ever.

 

Checking your rates won’t affect your credit score.
Personal loans from Marcus.
Loans up to
$40,000
APR as low as
6.99%
No fees. Ever.

Rates range from 6.99% to 24.99% APR, and loan terms range from 36 to 72 months. Only the most creditworthy applicants qualify for the lowest rates and longest loan terms. Rates will generally be higher for longer-term loans. Learn more.

Here’s how it works
Get personal loan options in as few as 5 minutes.
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Tell us about yourself.
We’ll customize your personal loan options based on your input.
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Choose your personal loan.
Explore your loan options, and pick one that suits your budget and time frame.
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Complete your application.
Add a few details to verify your identity and finalize your personal loan application.
Types of Personal Loans
Debt Consolidation
Consolidating multiple balances into one monthly payment with Marcus can simplify your finances and, if you qualify for a lower interest rate, even save you money.
Home Improvement
A home improvement loan from Marcus can help make your place feel a little more you and may help increase the value of your home — without the fees, the appraisal or the hassle. The application process is easy.
Wedding
From the perfect venue to the right caterer, wedding expenses can really add up. A loan from Marcus could help you and your loved one usher in your new life together.
Moving and Relocation
Starting a new chapter in your life should be exciting, not stressful. A personal loan may help cover costs associated with moving, which can provide extra peace of mind.
Vacation
A little time away is a great way to refresh. A personal loan from Marcus could help you handle vacation costs.
Consolidating multiple balances into one monthly payment with Marcus can simplify your finances and, if you qualify for a lower interest rate, even save you money.
A home improvement loan from Marcus can help make your place feel a little more you and may help increase the value of your home — without the fees, the appraisal or the hassle. The application process is easy.
From the perfect venue to the right caterer, wedding expenses can really add up. A loan from Marcus could help you and your loved one usher in your new life together.
Starting a new chapter in your life should be exciting, not stressful. A personal loan may help cover costs associated with moving, which can provide extra peace of mind.
A little time away is a great way to refresh. A personal loan from Marcus could help you handle vacation costs.
How Marcus stacks up.
Many other lenders take up to 5% out of your loan for a sign-up fee.  With a personal loan from Marcus the amount you're approved for is the amount you'll receive.
  • No sign-up fees
    No prepayment fees

    No late fees

    Learn more

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  • ProsperProsper
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  • DiscoverDiscover
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  • Lending ClubLending Club
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Competitor information from company websites as of 02/21/2018
  • Marcus by Goldman Sachs
    No sign-up fee
    No prepayment fees
    No late fees
  • Lending ClubLending Club
    No sign-up fee
    No prepayment fees
    No late fees
Competitor information from company websites as of 02/21/2018
  • Marcus by Goldman Sachs
    No sign-up fee
    No prepayment fees
    No late fees
  • ProsperProsper
    No sign-up fee
    No prepayment fees
    No late fees
Competitor information from company websites as of 02/21/2018
  • Marcus by Goldman Sachs
    No sign-up fee
    No prepayment fees
    No late fees
  • DiscoverDiscover
    No sign-up fee
    No prepayment fees
    No late fees
Competitor information from company websites as of 02/21/2018
  • Marcus by Goldman Sachs
    No sign-up fee
    No prepayment fees
    No late fees
  • Lending ClubLending Club
    No sign-up fee
    No prepayment fees
    No late fees
Competitor information from company websites as of 02/21/2018
  • Marcus by Goldman Sachs
    No sign-up fee
    No prepayment fees
    No late fees
  • ProsperProsper
    No sign-up fee
    No prepayment fees
    No late fees
Competitor information from company websites as of 02/21/2018

Still have questions?

Get in-depth answers about our personal loans.
Visit our FAQs

We’re here to help.

Loan specialists are available Monday to Friday from 8 am - 10 pm E.T. and Saturday to Sunday from 9 am - 7 pm E.T.
1-844-MARCUS1
(1-844-627-2871)