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AutoPay Discount: Receive a .25% APR reduction when you enroll in AutoPay. This reduction will not be applied if AutoPay is not in effect. When enrolled, a larger portion of your monthly payment will be applied to your principal loan amount and less interest will accrue on your loan, which may result in a smaller final payment. See loan agreement for details.
Rates range from 6.99% to 19.99% APR, and loan terms range from 36 to 72 months. Only the most creditworthy applicants qualify for the lowest rates and longest loan terms. Rates will generally be higher for longer-term loans. Learn more.
Payment deferral: After making 12 or more consecutive monthly payments, you can defer one payment as long as you have made all of your prior payments in full and on time. We will waive any interest incurred during the deferral, and extend your loan by one month (you will pay interest during this extra month). Your payments resume as usual the month after the deferral. You must request a deferral at least 16 days before the payment you want to defer is due.
Consolidating multiple balances into one monthly payment with a Marcus personal loan could simplify your finances and, if you qualify for a lower interest rate, even save you money.
A home improvement personal loan from Marcus can help make your place feel a little more you and may help increase the value of your home — without the fees, the appraisal or the hassle. The application process is easy.
From the perfect venue to the right caterer, wedding expenses can really add up. A personal loan from Marcus could help you and your loved one usher in your new life together.
Starting a new chapter in your life should be exciting, not stressful. A personal loan may help cover costs associated with moving, which can provide extra peace of mind.
A little time away is a great way to refresh. A personal loan from Marcus could help you handle vacation costs.
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