Marcus by Goldman Sachs® Releases Financial Workouts for 2019

NEW YORK, NY – Jan. 8, 2019 – Every January, millions of Americans enter the new year with a firm resolution to get in better shape. But while it may seem that everyone’s hitting the gym, for many, there’s one type of wellness that ranks even higher than that of the physical sort: financial health. According to a recent study from Marcus by Goldman Sachs®1, 74% of people think their financial well-being has an impact on their overall health and 64% feel they are not in the best financial shape they could be.

78% of Americans would rather get rid of their debt than lose weight and 40% consider their savings to be out of shape

Since half of Americans (50%) think it’s easier to get into better physical shape than financial shape and 59% consider tracking expenses and budgeting to be more stressful than trying a new workout, Marcus has released financial workouts to help people get their finances in shape. Based on four core financial personality types, individuals select the traits they most closely identify with to find suggestions that could help keep them on the right financial track.

Whether someone identifies as The Workout Wanderer, The Class Canceller, The Gym Rat or The Cross-Trainer, they’ll be able to find tips to manage debt and boost savings and things they can do now so they can retire later.

From ways to increase savings, such as opening a high-yield Online Savings Account from Marcus, which offers an APY (annual percentage yield) of 2.25%2, to important considerations when planning for retirement, each financial workout aims to provide recommendations and attainable goals.

 “Whether someone is looking to trim down their debt, bulk up their savings or shred unwanted subscriptions, the hardest part can be knowing where to start. With these financial fitness workouts, we want to encourage people to take steps towards improving their financial well-being,” said Elisabeth Kozack, Vice President of Product Strategy and Customer Experience at Marcus by Goldman Sachs.

No matter if a financial situation is out of shape or rock solid, can help start 2019 off on the right financial foot. 

Financial Fitness Survey was conducted by Marcus by Goldman Sachs® in December 2018 among 1,006 Americans

2 Annual Percentage Yield (APY) may change at any time, before or after account is opened.  APY as of January 4, 2019. $1 minimum to earn stated APY. A maximum of six withdrawals or transfers per monthly statement period are allowed. Maximum balance limits apply.

About Marcus by Goldman Sachs®

Marcus by Goldman Sachs® offers products and tools designed to help people achieve financial well-being. Marcus offers a high-yield Online Savings Account and certificates of deposit in a variety of terms and no-fee, fixed-rate unsecured personal loans, including home improvement loans. All Marcus loans and savings products are provided by Goldman Sachs Bank USA, Member FDIC, and benefit from Goldman Sachs and its 150-year history of financial expertise, risk management and customer service. For more information please visit

About Clarity Money

Clarity Money is a personal finance mobile app that acts as your financial champion. By combining artificial intelligence and machine learning, Clarity Money delivers actionable insights to help consumers take control of their financial lives. The app displays your financial picture by analyzing accounts and spending patterns, identifying and helping to cancel unwanted subscriptions, and allowing users to check their free credit score. Launched in 2017 by venture capitalist and serial entrepreneur Adam Dell, Clarity Money became part of Marcus by Goldman Sachs in April 2018. The free app can be downloaded in the App Store, Google Play Store and is available at

Media Contacts:
Goldman Sachs
Andrew Williams, 212-902-5400
Zeno Group
Cathleen Koo, 212-299-8984

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