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Pro Golfer Patrick Cantlay on Making a Financial Plan, the Best Advice He’s Ever Received, and More

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Patrick Cantlay’s star continues to rise in the professional golf world thanks to his impressive victories on the PGA Tour, and recently being named the 2021 PGA Tour Player of the Year.

He has racked up six Tour wins since the start of his professional career, four in this past season alone, more than any other Tour player.

2021 is proving to be a winning year for Patrick as he recently secured back-to-back PGA Tour wins at the BMW Championship and the Tour Championship, earning the coveted end-of-season title of FedEx Cup Champion. With his dominating performance on the links, he has climbed to No. 4 in the Official World Golf Ranking.  

Patrick works tirelessly to put forward strong performances on the golf course; Marcus is dedicated to delivering best-in-class products for our customers. 

We spoke recently with Patrick about the importance of having a long-term financial plan, how he manages his money and the best advice he’s ever received.


"I’ve had to learn to develop a lot of good habits financially over the years to get to where I am today, and I still have a way to go."


Q: How do you plan financially as a professional athlete, especially with an evolving golf landscape? 

A: I always have an eye toward the future. With golf, like all other sports, injuries can knock you out indefinitely. I know because I’ve had my share. And the competition doesn’t slow down, it keeps getting better. Golf has a short game and a long game, and in order to be successful you must have a plan for both. You can say the same thing about taking care of your finances. There’s short-term and long-term financial goals. 

I work hard to stay healthy and hone my craft so that the success I have on the course today will pay off for me and my loved ones in the future, when I no longer play this game. 

Q: That sounds like an even-keeled approach to finances. How did you adopt that mindset? 

A: Well, I’ve had to learn to develop a lot of good habits financially over the years to get to where I am today, and I still have a way to go. 

When I turned pro I was just 20 years old and two years away from graduating college. I still had some financial support from my parents. The biggest responsibility I had back then was to myself, to becoming the best golfer I could be. Really, it wasn’t until I started earning money that I took on more responsibilities, including my finances. 

Q: What’s the best money tip you’ve ever received? 

Know where all your money is and what it’s doing. My grandpa told me growing up that I at least need to know what I have before I can decide what to do with it. I think that’s very important for everybody to understand - what they have and what they want to achieve with it. 

It might be an oversimplification of how to manage money, but I find it pretty straightforward. Over the years I’ve begun to ask questions and seek financial advice from people more qualified than me. I’m comfortable with the balance of following my own finances as well as relying on their expertise. It feels good to be able to say I understand where my money is held and invested, and how it’s performing. 

This article is for informational purposes only and is not a substitute for individualized professional advice. Articles on this site were commissioned and approved by Marcus by Goldman Sachs®, but may not reflect the institutional opinions of The Goldman Sachs Group, Inc., Goldman Sachs Bank USA or any of their affiliates, subsidiaries or divisions.