Marcus Invest Interactive Investment Tool presents model portfolio returns based on Marcus Invest’s Goldman Sachs Core portfolio theme in an individual or joint investment account over a period selected by the user. The Core portfolio theme invests in market-cap-weighted ETFs selected to track major market indices like the S&P 500 index or MSCI Emerging Market Index. The performance shown herein reflects only three of the possible 10 risk allocations offered by Marcus Invest (“conservatively moderate” is represented as 60% fixed income/40% equity; “moderate growth” is represented as 40% fixed income/60% equity; and “high growth” is represented as 20% fixed income/80% equity). The term ‘market-cap weighted’ means that companies with the biggest market value will proportionally carry the biggest weight in the index and the ETF. The Core portfolio theme’s asset allocation includes a variety of ETFs which are invested in U.S stocks, U.S. and international real estate, international developed market stocks, and U.S. investment grade and municipal bonds. The ETF performance assumes reinvestment of dividends and includes expense ratios deducted at the fund level.

The model portfolio returns generated by the Tool have certain inherent limitations. Unlike the results shown in an actual performance record, these results do not represent actual trading. Because these trades have not actually been executed, these results may have under-or over-compensated for the impact, if any, of certain market factors, such as lack of liquidity. Model performance calculations assume that (1) each asset class was owned in accordance with the recommended weight; and (2) the portfolios are rebalanced at the end of every quarter. Model performance is calculated using the daily returns of the ETFs that are used in the Core asset allocation portfolios designed by ISG. No representation is being made that any account will or is likely to achieve profits or losses similar to these being shown.

Marcus Invest utilizes FactSet Research Systems, Inc. to generate end-of-day pricing for holdings in the model. Model holdings are updated upon a rebalancing of or change to the strategy, and drift between rebalancing dates.

This information is shown for illustrative purposes only and does not constitute a recommendation of exposures for any client account. The exposures for the model portfolio may differ from the exposures for a client account because of specific investment objectives and restrictions.