You know you.
We know investing.
See how our team builds portfolios and can help you put your money to work.
*Visuals, including values, are for illustrative purposes only.
This tool is for illustrative purposes only. Actual asset allocations of Marcus Invest portfolios may vary.
- A stock ETF is composed of a range of stocks. Stocks are typically more volatile than bonds, but can potentially yield greater returns over time.
- A bond ETF is composed of a range of bonds. Bonds are typically less volatile than stocks and may yield more modest returns over time, but they often pay out interest on a regular schedule.
Your portfolio, your perspective.
We believe your portfolio should align with your personal perspective on investing, so we give you the opportunity to choose from three different portfolio themes. Each of these themes is available at various risk levels, ranging from conservative to aggressive.
Goldman Sachs
Core
For people who believe it’s hard to beat the market’s average returns and prefer to track market benchmarks.
Our Core portfolios include funds that invest in companies based on their market capitalization. You’ll be invested in a mix of asset classes like U.S. stocks, international stocks and investment-grade bonds.
Goldman Sachs
Impact
For people who want to support sustainable business practices and avoid environmental and social harm while tracking market benchmarks.
Built with the same diversification approach as our Core portfolios, but invests in select funds that meet certain environmental, social and governance (ESG) criteria. This portfolio avoids sectors like coal, tobacco and firearms.
Goldman Sachs
Smart Beta
For investors who are willing to withstand more variability to market benchmarks for potential higher long-term gains, and want to be invested in Goldman Sachs ETFs.
Goldman Sachs ETFs evaluate assets using a proprietary methodology that scores companies on fundamental and technical factors of performance, instead of market capitalization. These ETFs invest more heavily in assets with high performance scores. Note: not available for IRAs.
Learn more about our portfolio themes.
Diversified for the ride.
Diversifying with different types of assets is key to optimizing your portfolio through market ups and downs. We use factor-based asset allocation and risk analytics to understand different sources of returns, so your portfolio’s assets can work together to help maximize returns while balancing risk over time. Here are some of the factors we look at:
Equity risk
Interest rate risk
International markets and currency risk
Emerging market risk
A closer look at asset classes.
Learn more about the asset classes that we consider for our portfolios.
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U.S. Investment Grade Short Term Municipal Bonds
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U.S. Investment Grade Short-Term Bonds
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U.S. Investment Grade Municipal Bonds
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U.S. Investment Grade Bonds
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U.S. High Yield Bonds
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U.S. Large Capitalization Stocks
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International Developed Market Stocks
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U.S. Small Capitalization Stocks
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Emerging Market Stocks
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U.S. Large Capitalization Value Stocks
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U.S. Small Capitalization Value Stocks
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U.S. Real Estate
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International Real Estate
U.S. Investment Grade Short Term Municipal Bonds
About this asset class:
This asset class could provide income exempt from federal tax, although state and local income taxes can still apply.
U.S. Investment Grade Short-Term Bonds
About this asset class:
This asset class is generally less sensitive to interest rate changes and reduces portfolio volatility, compared to bonds with longer maturities.
U.S. Investment Grade Municipal Bonds
About this asset class:
This asset class could provide income exempt from federal tax, although state and local income taxes can still apply.
U.S. Investment Grade Bonds
About this asset class:
This asset class is expected to reduce a portfolio's volatility over the long-term compared to equities. It could also provide income in the form of interest.
U.S. High Yield Bonds
About this asset class:
This asset class could provide exposure to bonds issued by companies that are below investment grade and may provide attractive income.
U.S. Large Capitalization Stocks
About this asset class:
This asset class may provide long-term appreciation by investing in large domestic companies and protect against inflation over long time horizons.
International Developed Market Stocks
About this asset class:
This asset class could provide exposure to the global economic growth potential of developed economies like the U.K., Europe, Japan and others.
U.S. Small Capitalization Stocks
About this asset class:
This asset class generally has higher risk than larger-capitalization stocks, but they provide exposure to the higher growth potential of smaller domestic companies.
Emerging Market Stocks
About this asset class:
This asset class could provide exposure to the higher growth potential of emerging markets, like China, South Korea, India and others.
U.S. Large Capitalization Value Stocks
About this asset class:
This asset class could provide exposure to larger domestic companies that have lower valuations than the broader market and may enhance overall portfolio risk-adjusted returns over time.
U.S. Small Capitalization Value Stocks
About this asset class:
This asset class may over time enhance overall portfolio risk-adjusted returns by investing in smaller domestic companies that have lower valuations than the broader market.
U.S. Real Estate
About this asset class:
This asset class could provide diversification benefits through domestic real estate (REITs) exposure, in addition to generating income.
International Real Estate
About this asset class:
This asset class could provide diversification benefits through international real estate (REITs) exposure, in addition to generating income.
ETFs: Explored widely, selected carefully.
We focus on finding the ETFs that we think are best suited for our portfolio themes, whether they are from Goldman Sachs or another institution. In addition to the Goldman Sachs ETFs we include in our Smart Beta strategy, all third-party ETFs in our portfolios have undergone extensive quantitative and qualitative analysis. In other words, we do our homework.
We’ll monitor your account daily.
Once you’re set up, our team provides daily monitoring and will rebalance your assets when needed to keep your account aligned to your target allocation. It’s one of the ways that Marcus Invest could help make your life easier. Anytime you’d like to check your investments, it’s easy to do so online or on the app.
Ready to get started?
Tell us about yourself
We’ll ask some questions about your risk tolerance and timeline to identify your investment goal.
Choose your portfolio
Select a portfolio theme that best resonates with your point of view. Then, we’ll recommend a portfolio based on what you shared with us.
Let us do the rest
Once you’re set up, we’ll continue to do the work, monitoring your portfolio daily and rebalancing your account periodically to keep it aligned to your target allocation.
Frequently asked questions
What is Marcus Invest?
What types of investment accounts does Marcus Invest offer?
What types of retirement accounts are available?
How much does a Marcus Invest account cost?
What kinds of portfolios does Marcus Invest offer?
What portfolio theme can I choose?
Do you offer employer-sponsored IRAs, SIMPLE IRAs, or 401(k) plans?
Check out more Marcus Invest FAQs or give us a call at 1-833-720-6468 and we'll be happy to help.
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