Rates range from 6.99% to 28.99% APR and loan terms range from 36 to 72 months. Only the most creditworthy applicants qualify for the lowest rates, longest loan terms and largest loan amounts. Rates will generally be higher for longer-term loans. For example, a $404.13 monthly payment is based on a $15,000 loan with a 13.23% APR and 48 monthly payments. Learn more