Savings Amount Disclosure and Rate Disclosure


Savings Amount Disclosure

The estimated savings amount is the difference in total cost between a loan from Marcus and paying off the same amount on a credit card.

This estimate does not account for how payments are allocated or how interest is calculated, and it assumes that there are no additional credit card transactions.

Marcus APRs range from 6.99% to 19.99% with durations from 36 to 72 months and amounts from $3,500 to $40,000. For New York residents, rates range from 6.99% to 24.99% APR. Only the most creditworthy applicants will qualify for our lowest rates. All loans from Marcus are subject to credit approval, and your actual savings will depend on the terms of your loan which will vary based on a number of factors.

Rate Disclosure

Rates will vary based on many factors, such as your creditworthiness (for example, credit score and credit history) and the length of your loan (for example, rates for 36 month loans are generally lower than rates for 72 month loans).

Your actual quote will vary due to a number of factors including our initial evaluation of your creditworthiness. The available loan term may vary based on your creditworthiness (for example, 72-month loan terms will not be available to all applicants).  Your maximum loan amount may vary depending on your loan purpose, income and creditworthiness.  Your income must support your ability to repay your loan.

Your monthly payment amount will vary based on your loan amount, APR and loan term.  For example, a $402 monthly payment is based on a $15,000 loan with a 12.99% APR and 48 monthly payments.