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My GM Rewards® Mastercard®

Get 15,000 bonus points after spending $1,000 in your first 3 months.1 15,000 points is worth $150 when redeemed with GM towards vehicles, GM Certified Service and more GM purchases!

No annual fee.2

Welcome, friends and family!

With the My GM Rewards® Mastercard® you start earning rewards right away, including 15,000 in bonus points when you spend $1,000 in your first 3 months,1 a value of $150 when you redeem with GM for purchases including a new vehicle.

There’s no annual fee2, and no impact to your credit score for applying. (Accepting a card after your application is approved will result in a hard inquiry, which may impact your credit score.)

Earn 7x / 4x points

Earn 7x total points for every dollar spent with GM1, 4x points for every $1 spent elsewhere1. Points don’t expire as long as your account remains open.1


Redeem points toward a new GM vehicle purchase or lease1, your loan or lease payment with GM Financial, GM Certified Service and other GM purchases.1

Low Intro APR

0% Intro APR on purchases for first 12 months, variable APR of 20.24% to 29.99% after2

Points add up!

For example, if you spend $1,000 a month, you will earn at least 48,000 points a year. That’s equivalent to $480 annually in rewards value redeemable towards:

A new GM vehicle

Redeem unlimited points toward a new GM vehicle purchase or lease.1

A GM Financial loan or lease payment

Redeem points towards your GM Financial lease or loan payments.1

GM Certified Pre-Owned vehicle

Redeem up to $1,000 toward the purchase of a Chevrolet, Buick, GMC or Cadillac Certified Pre-Owned vehicle.1

GM Certified Service

Redeem points towards GM Certified Service.1

GM parts and accesories

Redeem points towards GM Genuine and AC Delco Parts, and eligible accessories.1

Apply with no impact to your credit score. Accepting a card after your application is approved will result in a hard inquiry, which may impact your credit score.

My GM Rewards

Unlock a world of appreciation that’s focused on you and your GM vehicle.
Learn more about the program here.

Additional benefits

World Elite Mastercard benefits

$100 annual statement credit

Earn $100 statement credit when you spend $1,500 on fuel per calendar year or earn a $100 statement credit when you use the your card to pay 6 months of your electric bills.1

Vehicle Detailing Allowance

Get a $50 allowance when you use your My GM Rewards Card for vehicle detailing at a participating GM dealer every calendar year.1

No annual fee

No annual fee, no foreign transaction fees, no cash advance fee. Late fees may apply.2

Authorized users

Add authorized users at no additional cost.

GM Employee/ Supplier? GM Extended Family Mastercard®

2 0% Intro purchase APR for the first 12 months as a Cardmember; after that, variable APRs range from 20.24% to 29.99% based on creditworthiness. Balance transfers: 20.24% to 29.99% variable APR. Balance transfers are not available at this time. Cash advances variable APR of 29.99%. Up to $40 late penalty fee. Rates as of February 01, 2024. Rates and terms here