Subject to credit approval. Cardmembers will earn 4 points for every dollar spent on purchases outside of GM, minus credits and returns. Cardmembers earn 7 points total (consisting of 4 base points plus 3 bonus points) for every dollar spent on eligible purchases with GM, minus credits and returns. Card account must be linked to your My GM Rewards Account to automatically earn bonus points on eligible GM purchases. Bonus points will be posted to your My GM Rewards Account separate from base points. Points are not earned on fees or interest charges, cash advances, wire transfers, unauthorized or fraudulent transactions, purchases of traveler’s checks or other cash equivalents. Other exclusions may apply. See Program Rules for eligible GM purchases, terms and limitations.

Offer only available to applicants who directly received this offer through the Credit Karma site and who open an account using the link provided. This offer may not be available through other application channels and may not be available if you leave and return to the Credit Karma site. This offer is not transferable and is not available to applicants who have had this card or have another pending or approved application for the card. Subject to credit approval. You can earn 20,000 bonus points when you spend $1,000 or more on eligible purchases in the first 3 months after opening an account. Offer subject to change. Limit one offer per account. Eligible purchases do not include fees or interest charges, cash advances, wire transfers, unauthorized or fraudulent transactions, purchases of traveler's checks or other cash equivalents. Other exclusions may apply. Returns of purchases made during your offer period may impact your eligibility for this offer. Bonus points will be credited to your account within two billing cycles after meeting the spend requirement. Account must be open and in good standing at the time of fulfillment. We reserve the right to modify or revoke offer at any time. If we determine that you have engaged in or plan to engage in abuse, fraud, or gaming in connection with this offer, you will not be eligible for this offer and bonus awarded to you may be revoked. This offer may be modified or terminated at any time and without notice. This offer may also be renewed or extended. Please review any renewal or extension offer carefully, however, as such offers may be subject to new terms and conditions. Credit card is issued by Goldman Sachs Bank USA, Salt Lake City Branch.

You can redeem unlimited points toward the retail purchase or lease of eligible, new GM vehicles from authorized participating GM dealers. Points may not be redeemed for vehicles sold in connection with certain vehicle purchase programs, GM Employee/Supplier Discount Programs and some other offers. 1 point = $0.01. Other exclusions may apply. See Program Rules for terms and limitations.

You can redeem up to $1,000 in points value (equal to 100,000 points) per calendar year toward eligible Certified Pre-Owned GM vehicles from authorized participating GM dealers. Points may not be redeemed for vehicles sold in connection with certain vehicle purchase programs and some other offers. 1 point = $0.01. Other exclusions may apply. See Program Rules for other terms and limitations.

You must link your My GM Rewards Mastercard to your My GM Rewards Account prior to redeeming Points online. You can redeem points toward paid GM Certified Service, purchases of GM Genuine Parts and ACDelco parts and GM accessories purchased in-store or online at authorized GM Dealers, most OnStar® plans, SiriusXM subscriptions and Chevrolet, Buick, GMC and Cadillac Protection Plans. You can redeem points at the point of transaction at participating GM dealers, or by using your Card to make an eligible GM purchase and logging in to mygmrewardscard.com to redeem for a statement credit within 365 days of your purchase. 1 point = $0.01. Other exclusions may apply. See Program Rules for terms and limitations.

You can redeem points toward your GM Financial account balance. Must have a minimum of 500 points available for redemption. Make sure to link your My GM Rewards Mastercard to your My GM Rewards Account. You are still responsible for ensuring all required payments are made on time. 1 point = $0.01. Other exclusions may apply. See Program Rules for terms and limitations.

You can redeem up to $250 total in points value (equal to 100,000 points) per calendar year as a statement credit to be applied against your My GM Rewards Mastercard account balance. 1 point = $0.0025. Must first link your My GM Rewards Mastercard to your My GM Rewards Account to be eligible for this statement credit redemption option. May take up to two billing cycles for statement credit to be reflected on your account balance. You are still responsible for ensuring all minimum monthly payment obligations are met for the billing cycle in which the statement credit applies. Other exclusions may apply. See Program Rules for terms and limitations.

Cardmembers receive a $50 allowance per calendar year to apply toward vehicle detailing services at a participating GM dealer. Dealer will apply allowance at time of service. No activation required. Other exclusions may apply. See Program Rules for other terms and limitations.

Points don’t expire as long as your account stays open and in good standing.